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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108734 reviews)

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4.90

Based on 108,734 reviews, last reviewed 16th May 2026

2669700% increase in 5 star reviews

in the past 90 days

7750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

My go too :) love that I can use it when I need too! My go too :) love that I can use it when I need too! Reviewed on: 16th May 2026

Latest lowest rating:

1

Ok was good but payments to debit card was bit annoy... Ok was good but payments to debit card was bit annoying Reviewed on: 16th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108734)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

always there when needed.

always there when needed. easy and straightforward. fair interest rate. Reviewed on: 6th May 2026

I use Paypal credit.

I use Paypal credit. During the period that I’m changing jobs it helps me a lot to be able to carry on achieving my emergency needs. Like I had to fly home for an emergency and did t have enough money and then last minute I reali could pay with PayPal credit. Reviewed on: 6th May 2026

Very easy to track spending in the PayPal app

Very easy to apply and track in the PayPal app, which makes it easy to pay off extra whenever you can Reviewed on: 6th May 2026

Great service and lots of positive benefits

Great service and lots of positive benefits Reviewed on: 6th May 2026

Can use everywhere, isn't any problems wit it

Can use everywhere, isn't any problems wit it Reviewed on: 6th May 2026

Amazing Service

I have used them for years, the service is immaculate Reviewed on: 6th May 2026

Super easy to pay and refund.

Super easy to pay and refund. PayPal credit and pay is 3 is so convenient Reviewed on: 6th May 2026

Impressed with security payment and instant

Impressed with security payment and instant Reviewed on: 6th May 2026

Great experience on handling money and keep up with...

Great experience on handling money and keep up with savings. Reviewed on: 6th May 2026

Easy to use, can use in any country

Easy to use, can use in any country Reviewed on: 6th May 2026

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