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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178476 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (178490)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I Always use PayPal, the pay in 3 and interest free...

I Always use PayPal, the pay in 3 and interest free for 4 months is excellent. Reviewed on: 8th July 2026

Love using PayPal it’s so flexible for online purcha...

Love using PayPal it’s so flexible for online purchases Reviewed on: 8th July 2026

Convenient and Easy to Manage

I’ve had a positive experience using PayPal Credit. The application process was straightforward and it’s been a convenient way to spread the cost of larger purchases. The promotional interest free periods are useful as long as you pay the balance on time. Customer service has also been helpful whenever I’ve needed assistance. Overall, it’s a convenient credit option for managing purchases responsibly. Reviewed on: 8th July 2026

Credit experience

I love using PayPal; it's easy, convenient, and accepted everywhere. Perfect for online shopping. Reviewed on: 8th July 2026

Excellent customer service when my account was hacked.

Excellent customer service when my account was hacked. Reviewed on: 8th July 2026

Easy to use and keep in touch with any issues that m...

Easy to use and keep in touch with any issues that may arise. Reviewed on: 8th July 2026

Always their for you

Always found pay pal easy to get intouch with if I had a problem and they sorted it asap Reviewed on: 8th July 2026

All good with the service can't fault it

All good with the service can't fault it Reviewed on: 8th July 2026

PayPal, an Excellent Service.

PayPal is always straightforward and very easy to use. Very important in this day and age. Reviewed on: 8th July 2026

PayPal Credit - Fantastic product

Fantastic product - easy to apply and provides support to a number of options. Helps to spread payments and allow you to purchase items and pay off over period of time to help your finances Reviewed on: 8th July 2026

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