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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (110191 reviews)

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4.90

Based on 110,191 reviews, last reviewed 19th May 2026

2736600% increase in 5 star reviews

in the past 90 days

8050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Well it has more option to manage your personal buyi... Well it has more option to manage your personal buying and how to divide them or get them on better prices from different shops so thats what it was m... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Taking credit limits off of people pushing their acc... Taking credit limits off of people pushing their accounts into debt is disgraceful Reviewed on: 18th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (110191)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I have had no issues when calling.

I have had no issues when calling. Staff are always friendly and helpful Reviewed on: 7th May 2026

Very good credit provider with low interest rate, fr...

Very good credit provider with low interest rate, frequent credit increases and easy to use app and services, especially with the new credit card which can be used digitally and through a physical card to allow the use of PayPal credit on platforms that don’t normally accept paypal Reviewed on: 7th May 2026

Good one no time wasting straight to the point

Good one no time wasting straight to the point Reviewed on: 7th May 2026

I truly appreciate how it helps bridge the gap betwe...

I truly appreciate how it helps bridge the gap between paydays and the security it gives me when making purchases - especially online. Reviewed on: 7th May 2026

No problems so far.

No problems so far. I use it online when buying stuff so I have more protection if something goes wrong. Reviewed on: 7th May 2026

Paypal review

Brilliant, the app is easy to navigate and makes purchases more secure. Reviewed on: 7th May 2026

I get rest assured with PayPal.

I get rest assured with PayPal.Customer service always responds fast and ready to help. Reviewed on: 7th May 2026

In my view, PayPal fully deserves recognition.......

In my view, PayPal fully deserves recognition as Best Retail Finance Provider because it has delivered genuine, practical support to consumers and retailers during one of the most financially challenging periods in recent years. With households facing rising living costs, inflation and ongoing economic uncertainty, consumers have become far more cautious about how and when they spend. PayPal has responded to this environment by offering flexible, accessible and responsible payment solutions that help people manage their finances with greater confidence. Its Buy Now, Pay Later services in particular have allowed customers like me, to spread the cost of purchases in a manageable way, enabling them to continue buying essential items and everyday goods without turning to more expensive forms of credit. What stands out most is that PayPal’s impact goes beyond simply facilitating transactions. The company has helped maintain consumer confidence at a time when many retailers have struggled with reduced discretionary spending. By giving customers more flexibility at checkout through a trusted and familiar platform, PayPal has helped retailers improve conversion rates, increase basket sizes and retain customer loyalty in a highly competitive market. I also believe PayPal deserves recognition for balancing innovation with responsibility. In a climate where consumers are increasingly conscious of debt and financial security, PayPal has focused on transparent, user-friendly finance options supported by strong security and fraud protection. This has reinforced trust among both consumers and merchants at a time when trust is critical to sustaining retail activity. Ultimately, PayPal has played a significant role in supporting consumer, again like me, purchasing power and helping retailers navigate difficult trading conditions. Its ability to combine convenience, flexibility and financial responsibility has made a meaningful difference to both businesses and customers, making it a worthy winner of the Best Retail Finance Provider award. Reviewed on: 7th May 2026

Easy to use and access on line - the app...

Easy to use and access on line - the app works well Reviewed on: 7th May 2026

I was surprised to find costumers service very helpf...

I was surprised to find costumers service very helpful and they explained me with calm the things that was new for me Reviewed on: 7th May 2026

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