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PayPal: PayPal Credit reviews

4.74
Based on 134,073 reviews, last reviewed 10th Jun 2026
3831150% increase in 5 star reviews
in the past 90 days
10750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really easy to use Really easy to use and I’m waiting now for when I need to pay Reviewed on: 10th June 2026
Sophie A's avatar
Sophie A

Latest lowest rating:

1

Do expensive and too unflexiable Do expensive and too unflexiable Reviewed on: 10th June 2026
Andy's avatar
Andy

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (134073)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Perfect app

5
I feel safe ordering with paypal and have never had an issue when any problens with orders that have went wrong Reviewed on: 8th June 2026

It helped me a lot, and I prefer to buy through PayP...

5
It helped me a lot, and I prefer to buy through PayPal because it's secure. Reviewed on: 8th June 2026

Very convenient and easy to use.

5
Very convenient and easy to use. It makes life so much easier to pay it back in installments Reviewed on: 8th June 2026

Buying and selling on eBay is so seamless and easy!

5
Buying and selling on eBay is so seamless and easy! Reviewed on: 8th June 2026

So far so good, always in control.

5
So far so good, always in control. However I would like to pay off items as and when I want. When I have to pay in order it could mean I don't manage my money as I want. Also your customer service needs to be better as I have been lied to in the past. Reviewed on: 8th June 2026

PayPal is great

5
PayPal is a quick easy way, to pay online. Options like pay in 3 and PayPal credit Reviewed on: 8th June 2026

It has been useful so far and handy for making big p...

5
It has been useful so far and handy for making big purchases. Would prefer longer interest free period Reviewed on: 8th June 2026

Great app, Great service

5
I find PayPal trusted and reliable and great when there is a problem Reviewed on: 8th June 2026

Easy to use and convenient.

5
Easy to use and convenient. Available at a load of retails which makes shopping that much easier Reviewed on: 8th June 2026

Easy to use.

5
Easy to use. Ideal for bigger items and paying in installments. Reviewed on: 8th June 2026

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