Paid advertisement
Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 110,996 reviews, last reviewed 20th May 2026
2773850% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Seamless, secure, and remarkably reliable. I've been using PayPal for years, and it's never let me down. Transactions are instant, the mobile app is incredibly user-friendly, and it makes check... Read more Reviewed on: 20th May 2026
Mr noor's avatar
Mr noor

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (110996)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal is easy to use and very quick

5
PayPal is easy to use and very quick as a payment option Reviewed on: 7th May 2026

haven’t had any problem

5
Ooo haven’t had any problems and when I have needed to make contact they are easy to make contact with online. Outside of that I don’t have much to say …………….. Reviewed on: 7th May 2026

app is easy to use

5
I just think the app is easy to use especially for my business and personal spending Reviewed on: 7th May 2026

Easy checkout

5
So easy to use just look for the paypal symbol on checkout sign in and paid. No messing around Reviewed on: 7th May 2026

Vital when making a large purchase.

5
It was useful when making a large purchase. It was quick easy and responsibly managed. I was not pressured and I felt that the system they use is very informative without being overbearing. The purchase was a game changer and I couldn’t have made it at that key moment without PayPal credit. Reviewed on: 7th May 2026

No complaints, low interest and helped split my paym...

5
No complaints, low interest and helped split my payments Reviewed on: 7th May 2026

Not a single fault from my entire experience.

5
Not a single fault from my entire experience. Use PayPal 100% of the time (if it's applicable) Reviewed on: 7th May 2026

For me is a very good experience, I’m fell sure with...

5
For me is a very good experience, I’m fell sure with my transition. Or for my clients too. Reviewed on: 7th May 2026

I use PayPal for everything.

5
I use PayPal for everything. I know my money is always safe and it’s Rea easy to use. Reviewed on: 7th May 2026

Great service great prices and good quality

5
Great service great prices and good quality Reviewed on: 7th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 52431 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3720 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 84 reviews
    PayPal
    View all products