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PayPal: PayPal Credit reviews

4.90
Based on 111,121 reviews, last reviewed 20th May 2026
2779900% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s easy , it’s safe , I always get help if there i... It’s easy , it’s safe , I always get help if there is a problem, highly recommended Reviewed on: 20th May 2026
Jayne Geary's avatar
Jayne Geary

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (111121)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great products and fantastic service

5
I love the offers of so many months no interest of purchases as it allows me to spread the cost of things. It’s easy to manage my account and the mix of credit and pay in 3 is really useful. It’s great being able to have a physical card and Apple Pay as it provides extra security in the event of losing a bank card for example. Reviewed on: 7th May 2026

Always there

5
Paypal has been there when i need to get something unexpected Reviewed on: 7th May 2026

Excellent service

5
I’ve been using PayPal for years and have always had a great experience. Payments are quick, secure, and easy to manage, whether shopping online or sending money to friends and family. Their buyer protection also gives extra peace of mind. Highly recommended! Reviewed on: 7th May 2026

Milusia88r

5
I have experience supporting customers with online payments and financial services, including explaining payment options, resolving account issues, and handling sensitive information securely. I understand the importance of trust, compliance, and clear communication in services like PayPal Credit, especially when helping customers manage payments and financing solutions. Reviewed on: 7th May 2026

I love using PayPal!

5
I love using PayPal! Always makes every purchase stress & worry-free! Whenever I make a purchase I always look for the paypal option! Its one of the ways I rely on for telling if an online retailer is legit. Reviewed on: 7th May 2026

In PayPal We Trust!

5
Always felt safe using PayPal. It gives me trust when making purchases. I think it’s really positive with the different payment methods it offers and really gives customers better opportunities to be able to suit their needs. Reviewed on: 7th May 2026

I’ve used PayPal for a long time

5
I’ve used PayPal for a long time, and it’s always been the simplest and safest way to send or receive money. It’s quick, hassle‑free, and honestly the only payment method I trust every time. Reviewed on: 7th May 2026

Recommend.

5
Excellent rate and very easy to setup instalment plans. Reviewed on: 7th May 2026

Easy no fuss credit

5
No fuss credit can be used on most selling sites, shops etc on line easy to use easy to make payments easy to control your spending Well done paypal Reviewed on: 7th May 2026

Brilliant

5
Never had a problem. Easy to access help if I need it. Everything explained in terms o can understand Reviewed on: 7th May 2026

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