Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50671 reviews)

View other PayPal products

4.91

Based on 50,671 reviews, last reviewed 14th Jun 2025

1830000% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have been using PayPal credit for some years The a... I have been using PayPal credit for some years The app is brilliant and hassle free and the range of options for payments are excellent Reviewed on: 14th June 2025

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50671)

Review of the PayPal, PayPal Credit:

Paypal saved me so many times

The amount of times that I could look to PayPal when I need to buy something over £100. With their 0% interest on 4 months free credit I was able to purchase a laptop for my studies when I needed it most. I could split the cost of things into instalments when it just wasn’t feasible for me to pay it all at one. It’s honestly such a life saver and I literally don’t know what I’d do without it anymore Reviewed on: 13th June 2022

I have been using PayPal credit for some years The a...

I have been using PayPal credit for some years The app is brilliant and hassle free and the range of options for payments are excellent Reviewed on: 14th June 2025

Very easy to use, many years no issues

Very easy to use, had a account for many years no issues. Reviewed on: 14th June 2025

using it frequently, easy and fast to use

using it frequently, easy and fast to use Reviewed on: 14th June 2025

The service is simply exceptional.

The service is simply exceptional. They are prompt to assist with queries and complaints Reviewed on: 14th June 2025

Always had great customer service and overall experi...

Always had great customer service and overall experience outstanding Reviewed on: 14th June 2025

Should have a card too, enabling to purchase in shops.

Should have a card too, enabling to purchase in shops. Reviewed on: 14th June 2025

I have very bad experience

Paypal credit is not good idea I have very bad experience I got mobile from PayPal credit first month it takes the money from my bank automatically but next month they said it will charge you if I not pay the credit and it was more than I have to pay that was very bad. I consider it just a scam to make more money. Reviewed on: 14th June 2025

Prolem free transactions.

Prolem free transactions. Easy to manage. Reviewed on: 14th June 2025

Convenient & consistent.

Been using Paypal since Ebay first linked up with them. Always been convenient and consistent with me. Will continue to use in the future. Reviewed on: 14th June 2025

I received a refund to PayPal credit and now I have...

I received a refund to PayPal credit and now I have positive credit and I can’t move that money to normal account so I need to spend that money even if I don’t want to. Reviewed on: 13th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from American Express 4.46 from 122 reviews
Credit Cards
from Smile Bank 3.22 from 4 reviews
Flexicard
from Halifax 4.57 from 5 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 20043 reviews
Payment Provider
from PayPal 4.92 from 3597 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub