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PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 34,636 reviews, last reviewed 18th Apr 2026
1159200% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and manageable great customer service Easy to use and manageable great customer service Reviewed on: 18th April 2026
SarahJP's avatar
SarahJP

Latest lowest rating:

1

When my booking. When my booking.com account was hacked and my PayPal account was used to book accommodation PayPal were very reluctant to refund my stolen money Reviewed on: 17th April 2026
Nigel O's avatar
Nigel O
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (34636)

Having the option with PayPal to pay in 3 instalment...

5
Having the option with PayPal to pay in 3 instalments has made a difference to my life. I know what date my payments are coming out which enables me to live a better life for me and my family. My finances are the best they have ever been. Than You PayPal. Reviewed on: 17th April 2026
Tania Powell's avatar
Tania Powell

Easy & safe to use,excellent for spreading the cost...

5
Easy & safe to use,excellent for spreading the cost of large items. Reviewed on: 17th April 2026
Debbie W's avatar
Debbie W

Good , easy to use and pay off.

5
Good , easy to use and pay off. Great to have to pay for items Reviewed on: 17th April 2026
Jessica H's avatar
Jessica H

Sometimes takes a while to find the right place to m...

5
Sometimes takes a while to find the right place to make contact Reviewed on: 17th April 2026
Janlen's avatar
Janlen

Customer service

5
I could not review customer service as I cannot remember the last time I used it, however, my experience of using Paypal is excellent. Reviewed on: 17th April 2026
Michael Stanley Gigney's avatar
Michael Stanley Gigney

User friendly, easy to set up!

5
User friendly, easy to set up! Handy reminders for upcoming payments. Reviewed on: 17th April 2026
Steph's avatar
Steph

Awsome in Customer service

5
Not bad, to be fair. The service made time to review my cases Reviewed on: 17th April 2026
Mathew S's avatar
Mathew S

The PayPal pay in 3 is very convenient for spreading...

5
The PayPal pay in 3 is very convenient for spreading the cost of purchases over 3 months withour incurring any additional interest. Reviewed on: 17th April 2026
Vasant K Mistry's avatar
Vasant K Mistry

I’ve been genuinely impressed with PayPal

5
I’ve been genuinely impressed with PayPay—it’s easily one of the most convenient and user-friendly payment solutions I’ve used. Setting it up was quick and straightforward, and the interface is clean, intuitive, and easy to navigate, even for someone who isn’t particularly tech-savvy. What really stands out is how seamless the whole payment experience is. Whether I’m shopping in-store or paying online, everything happens in seconds with just a few taps. Another big plus is the range of promotions and cashback offers. It feels like there are always deals available, which makes using PayPay not just convenient but also rewarding. Over time, those small savings really add up. Security is also clearly a priority. I feel confident using the platform thanks to its strong authentication features and reliable performance—I've rarely encountered any issues with transactions. That said, my only challenge occurred during a recent trip. When PayPay sent a one-time passcode (OTP), I ran into difficulties because each time I left the payment page to retrieve the code, a new page would load upon returning. This resulted in multiple passcodes being generated, and unfortunately I wasn’t able to complete the transaction. It would be great to see this process streamlined for a smoother experience while travelling. Overall, PayPay offers a fast, reliable, and rewarding way to handle payments, and I’d highly recommend it to anyone looking for a smooth, modern payment solution. Reviewed on: 17th April 2026
M E's avatar
M E

Great way of paying for item over 3 payment just sav...

5
Great way of paying for item over 3 payment just save time Reviewed on: 17th April 2026
ANTONY M's avatar
ANTONY M

Review PayPal: Pay in 3 now

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