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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (78643 reviews)

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4.76

Based on 78,608 reviews, last reviewed 1st Jul 2026

5302200% increase in 5 star reviews

in the past 90 days

9900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great company to use, never experienced an issue and... Great company to use, never experienced an issue and have used them for many years and will continue to do so. Reviewed on: 1st July 2026

Latest lowest rating:

1

chat service was terrible made things worse chat service was terrible made things worse Reviewed on: 1st July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (78643)

Widely accepted secure payment system makes transact...

Widely accepted secure payment system makes transactions easy and quick. Reviewed on: 1st July 2026

Short term interest free credit in an instant.

Paypal has provided me with a very good customer service throughout the years that I have been a member. The interest free instalment plans are great for spreading the cost. Reviewed on: 1st July 2026

All good

PayPal provides a valuable service to sensible people who know how to use the service properly. Reviewed on: 1st July 2026

Good, but there needs to be a phone number to a real...

Good, but there needs to be a phone number to a real person to iron out occasional issues. The digital response is rubbish. Reviewed on: 1st July 2026

Always been quick and easy to use

Always been quick and easy to use Reviewed on: 1st July 2026

It’s very useful.

It’s very useful. I’d like for the Pay In Three payments to go towards a reward or points of some sort but it doesn’t seem to. Reviewed on: 1st July 2026

Love using Pay in 3.

Love using Pay in 3. I can buy better quality products and spread the cost over 3 months. Great way to shop. Reviewed on: 1st July 2026

Easy & convenient pay in 3

Easy & convenient to use, have used a few times now with no problems & it helps spread the cost would definitely recommend Reviewed on: 1st July 2026

The standout best and secure payment option!...

Always the easiest method of payment and plenty of options available. Reviewed on: 1st July 2026

Very good

A good option to spread the cost of a significant payment interest free. I find that it helps me to plan out my purchasing. The service works well and is easy to use. I have used the service lots now and have yet to encounter any serious issues. Reviewed on: 1st July 2026

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