Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 22,350 reviews, last reviewed 25th Aug 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue with PayPal, it always does what... Never had an issue with PayPal, it always does what I want it to do. Reviewed on: 25th August 2025
Jason 's avatar
Jason

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025
A K's avatar
A K

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (22350)

Pay in 3 is very good, very nice

5
Pay in 3 is very good, very nice Reviewed on: 29th June 2025

PayPal helpful and easy to use.

5
PayPal are not only very helpful if you are needing help but they are also very easy to use. It makes purchasing things feel easier and safer. Reviewed on: 29th June 2025

Easy, Fast and convenient

5
Never had any problems with PayPal all transactions have been done smoothly. I would definitely reccomend. Reviewed on: 29th June 2025

PayPal customer over ten years..

5
I have regularly used PayPal more than ten years and have experienced very good service. Not very long ago when an online trader scammed me, I got a refund when I reported. Recently when I had a tight budget the PayPal pay in 3 put a big smile on my face. I say well done! Reviewed on: 29th June 2025

Easy payment

5
Really enjoy paypal pay in 3 as it makes purchases easier to manage and affordable and is easy to apply for and keeps you informed of future payment dates so you are aware of upcoming. Payments Reviewed on: 29th June 2025

Paypal always come in handy at the right time when y...

4
Paypal always come in handy at the right time when you out of money Reviewed on: 29th June 2025

PayPal is good for quick shopping when needed and m...

5
PayPal is good for quick shopping when needed and missing some money for the moment when you need them Reviewed on: 29th June 2025

Pay in 3

5
The credit options, especially the "Pay in 3" gives great control over short term credit. Reviewed on: 29th June 2025

PayPal pay in 3

5
I use it all the time, a really convenient way to budget without accruing interest. Great service and easy to use. Reviewed on: 29th June 2025

Simply and easy options to ease and spread the finan...

5
Simply and easy options to ease and spread the financial impact enabling purchases that may other otherwise been discarded Reviewed on: 29th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.91 from 50806 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3600 reviews
    PayPal
  • Debit card

    from PayPal 4.40 from 2 reviews
    PayPal
    View all products