Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 22,350 reviews, last reviewed 25th Aug 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue with PayPal, it always does what... Never had an issue with PayPal, it always does what I want it to do. Reviewed on: 25th August 2025
Jason 's avatar
Jason

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025
A K's avatar
A K

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (22350)

First class customer service

5
Services are fantastic and customer service has been first class everyone Reviewed on: 29th June 2025

Pay in 3 - Pressure off

5
Pay pal pay in 3 definitely takes the pressure off when having to make bigger purchases. It’s always my go to method of payment when spreading the cost. PayPal also has the added bonus of letting you know when your next payment is coming up so nothing comes as a surprise. Thanks pay pal! Reviewed on: 29th June 2025

Great budgeting method

5
Easy way to spread the cost of expensive purchases Reviewed on: 29th June 2025

Easy to use.

5
Easy to use. Great, no interest when using pay in 3. Reviewed on: 29th June 2025

Spreading the cost over a month or two

4
Great flexibility when making qualifying purchases. Reviewed on: 29th June 2025

Good service

5
I have used this on numerous occasions and always had a brilliant experience Reviewed on: 29th June 2025

Easy going

5
Easy going and secure transaction. Reviewed on: 29th June 2025

Paypal pay in 3 interest free instalments

5
I have used paypal pay in 3 interest free instalments a few times now. Its instant and allows me to buy items otherwise I could not afford to do in one monthly payment. Hassle free. Reviewed on: 29th June 2025

I feel confident that payments are taken on time.

5
I feel confident that payments are taken on time and accurately. Interest free payment options are particularly helpful. The web site is clear and informative. Reviewed on: 29th June 2025

Simple no problems

5
Very straight forward process, nothing could be easier. Reviewed on: 29th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.91 from 50806 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3600 reviews
    PayPal
  • Debit card

    from PayPal 4.40 from 2 reviews
    PayPal
    View all products