Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 38,596 reviews, last reviewed 24th Apr 2026
1532500% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay in 3 interest free Use this quite a lot. Saves paying out in one lump sum and pay back with no fees. Absolutely love it. Reviewed on: 24th April 2026
Craig Saunders's avatar
Craig Saunders

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026
Maryam Z's avatar
Maryam Z

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (38596)

Good easy to use and never had any issues

5
Good easy to use and never had any issues Reviewed on: 15th June 2024

Very handy this pay in 3 service without interest wi...

5
Very handy this pay in 3 service without interest wish it can add more months like 6 months Interest free. Reviewed on: 15th June 2024

Very good very happy very happy very proud

1
Very good very happy very happy very proud Reviewed on: 15th June 2024

no complaint, paypal is my first choice to make any...

5
no complaint, paypal is my first choice to make any payment Reviewed on: 15th June 2024

Fantastic service .

5
Fantastic service . Fast efficient and a breeze to use . Cannot fault it and has become my go to purchase method . Reviewed on: 15th June 2024

Excellent service, quick and easy to apply.

5
Excellent service, quick and easy to apply. Reviewed on: 15th June 2024

Not bad could be better

4
Altogether satisfactory. The only issues I have is when you issue refunds it’s not always clear what company it’s coming from or what the original transaction was for. Reviewed on: 15th June 2024

Happy to have option pay by 3 in 2 months , very eas...

5
Happy to have option pay by 3 in 2 months , very easy no problem Reviewed on: 15th June 2024

Never had a problem in 20 years

5
Always use PayPal and the pay in 3 options great for keeping a budget and been using it for about 20 years now and never had a problem Reviewed on: 15th June 2024

Pay in 3 is absolutely excellent!!

5
Pay in 3 is excellent, I've used this many times and allows you to purchase items immediately and takes out first payment and then exactly a month later takes out 2nd payment and again exactly a month later takes the final payment and it's interest free. Personally I love using it and if there's a problem with an item you can send it back and PayPal will credit your pay in 3 balance with this money. Very very very easy to use this great service. Reviewed on: 15th June 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review