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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98726 reviews)

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4.76

Based on 98,602 reviews, last reviewed 12th Jul 2026

508% increase in 5 star reviews

in the past 90 days

490% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love PayPal and how easy it is to split payments x3... Love PayPal and how easy it is to split payments x3 (no interest!) However my main reason for using PayPal is that I know my purchase is covered from ... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

Most times I’m unable to use Pay in 3 Most times I’m unable to use Pay in 3 Reviewed on: 12th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (98737)

3 payments easy to use

Used PayPal for years the 3 payments is easy to use and helps split the cost when buying a expensive item Reviewed on: 1st July 2026

Easy to use and quick to use.

Easy to use and quick to use. Makes paying for things easier because you get more time to pay the bill Reviewed on: 1st July 2026

Sensible credit - easy to use

The app is so easy to use. Your transaction history interlinks automatically with the credit they make available to you and so you are rewarded for being a decent customer unlike most financial institutions. The new reward programme is a bonus. Reviewed on: 1st July 2026

Excellent app

Very useful and easy to operate app as well as straight forward applications to pay in 3. The ability to utilise the system on several major websites to spread costs on items you may need as well as many lesser known retailers online. Reviewed on: 1st July 2026

Fast , safe and easy to use .

Fast , safe and easy to use .Using PayPal gives you peace of mind if any thing goes wrong Reviewed on: 1st July 2026

Easy to use, reliable safe and secure.

Easy to use, reliable safe and secure. Peace of mind when I use it all the time, very reassuring Reviewed on: 1st July 2026

Hassle free.

Hassle free. Quick and convenient service. I use PayPal frequently because of this. Reviewed on: 1st July 2026

Very helpful

It enables me to spread the cost of items over three pay packets which is a big help for a single mum like me, especially as ota coming up to my son's birthday! There's no interest so it just makes sense. Reviewed on: 1st July 2026

Simply the best.

Easy access, prompt decisions and payments. Easiest platform avaliable in my opinion. Reviewed on: 1st July 2026

Easy to use, great variety of payment options.

Easy to use, great variety of payment options. Pay in 3 is such a handy way of paying for dearer items and interest free. Reviewed on: 1st July 2026

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