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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98721 reviews)

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4.76

Based on 98,602 reviews, last reviewed 12th Jul 2026

508% increase in 5 star reviews

in the past 90 days

490% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love PayPal and how easy it is to split payments x3... Love PayPal and how easy it is to split payments x3 (no interest!) However my main reason for using PayPal is that I know my purchase is covered from ... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

Most times I’m unable to use Pay in 3 Most times I’m unable to use Pay in 3 Reviewed on: 12th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (98722)

I love the PayPal 3 months interest free installment...

I love the PayPal 3 months interest free installment plan . It's a great way of making purchases and spreading the cost at no extra cost . Reviewed on: 1st July 2026

Paypal makes the process very easy!

Paypal makes the process very easy, much easier than some other pay in 3 options. It’s easy to apply for, but also easy to pay off. I like how they send reminders of upcoming payments. But also don’t harass you at the same time. Reviewed on: 1st July 2026

Wonderful service, great way to afford items over a...

Wonderful service, great way to afford items over a manageable period of time Reviewed on: 1st July 2026

I've had a great experience using PayPal Pay in 3.

I've had a great experience using PayPal Pay in 3. It's made it much easier to spread the cost of purchases without any hassle, and the whole process is simple and straightforward. What really stood out to me was the excellent customer service. I recently had an issue where money was taken from my account, but I never received a purchase confirmation from the merchant. Naturally, I was worried, so I contacted PayPal's customer support. I was connected to a lovely, understanding representative who quickly looked into the issue, cancelled the transaction, and arranged for the money to be returned to my account. The whole experience was handled professionally and efficiently, giving me real peace of mind. Knowing that PayPal has such responsive and helpful customer service makes me feel much more confident using Pay in 3. I wouldn't hesitate to recommend it to others. Reviewed on: 1st July 2026

Convenient way to spend!

PayPal is great if you don’t have the full amount available right now and allows you to pay monthly. I have previously booked flights this way and takes the pressure away knowing you can pay in affordable monthly payments. Reviewed on: 1st July 2026

PayPal is amazing 100% customer service

PayPal is amazing helped me innthe past when I have been wrongly charged by a fake retailer. Also very options updates re payments and an easy to access app which has full security with yiur personal details. Highly recommend Reviewed on: 1st July 2026

A little helping hand

In the current financial situation and climate i it’s always nice to have a little help when buying something special, pay 3 has helped me do this for myself and family band friends . Reviewed on: 1st July 2026

Easy to work with.

Easy to work with. Layout is simple Reviewed on: 1st July 2026

1st class service always

When i speak to paypal they always resolve the issues it have, also good backing when a purchase fails Reviewed on: 1st July 2026

It's efficient and fast way to pay.

It's efficient and fast way to pay. Reviewed on: 1st July 2026

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