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PayPal: Pay in 3 reviews

4.93
Based on 33,203 reviews, last reviewed 14th Apr 2026
1024400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
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1%
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0%
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Latest highest rating:

5

I use PayPal on a weekly basis and I have always bee... I use PayPal on a weekly basis and I have always been very happy with the service provider. Reviewed on: 14th April 2026
Yolanda Thomas 's avatar
Yolanda Thomas

Latest lowest rating:

1

I attempted to do a pay in three and was declined,no... I attempted to do a pay in three and was declined,no reason for this an I contacted the credit agency said the desiion was PayPal ,I think my credit c... Read more Reviewed on: 13th April 2026
Mike J's avatar
Mike J

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (33203)

Love paying in 3 when you can’t pay in full...

5
Love paying in 3 when you can’t pay in full thank you Reviewed on: 7th June 2024

PayPal pay in 3 has helped grow my business!

5
PayPal pay in 3 has helped me with building my business. It has allowed me time to pay for courses over a 3 month period while earning the money in time for my next payment. I have grown my business with the help of pay in 3 helping me learn to manage my income and control my outgoings. It encourages me to understand money flow better. Pay is 3 also gives flexibility and takes that bit of stress off a lump sum payment. It allows flexibility in 1 payment per month whether it be by direct debit, or you pay it by the deadline. You can also pay off outstanding amounts early which is great. This then gives you chance to use pay in 3 for something new… in my world that’s a new course to gain a qualification to add to my business. Reviewed on: 7th June 2024

No problem with any payments or anything and pay in...

5
No problem with any payments or anything and pay in 3 comes in handy for larger items. Reviewed on: 7th June 2024

Customer protection

5
When buying online I will only buy from customers who use PayPal because of there disputes policy and i scammers dont use paypal for this reason Reviewed on: 7th June 2024

Great service rendered always.

5
Great service rendered always. A customer for over 10 years and not regretted. Pay in 3 was a life saver and helped me to buy things and pay conveniently in 3 instalments. Reviewed on: 7th June 2024

My overall experience with pay in 3 is amazing

5
My overall experience with pay in 3 is amazing I use it all the time and I use pay pay over anything else is no late fees Reviewed on: 7th June 2024

Pay in 3 helps to spread the costs across the months...

5
Pay in 3 helps to spread the costs across the months,allowing a tight budget to dtretch further. Reviewed on: 7th June 2024

I like being able to spread it out over 3 months, bu...

4
I like being able to spread it out over 3 months, but for some reason the option to pay in 3 disappears when trying to pay sometimes. I think this is because Paypal would prefer you to pay with other methods like their credit card. Reviewed on: 7th June 2024

Every interaction, purchase etc has been straight fo...

5
Every interaction, purchase etc has been straight forward with no issues Reviewed on: 7th June 2024

PayPal for my cosplaying!

5
I use PayPal for my cosplaying costumes and supplies and yaing the pay in 3 instalment make it more affordable for me! I recommend it to other people about it and they think its a brilliant idea and you can get more things but pay a price thatz affordable!! Reviewed on: 7th June 2024

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