Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 33,213 reviews, last reviewed 14th Apr 2026
1025300% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Have used pay in 3 to purchase tyres for car ,couldn... Have used pay in 3 to purchase tyres for car ,couldn't really afford to pay in one go.Pay in 3 allowed me to do this with 3 easy payments Reviewed on: 14th April 2026
Karrieanne l's avatar
Karrieanne l

Latest lowest rating:

1

I attempted to do a pay in three and was declined,no... I attempted to do a pay in three and was declined,no reason for this an I contacted the credit agency said the desiion was PayPal ,I think my credit c... Read more Reviewed on: 13th April 2026
Mike J's avatar
Mike J

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (33213)

Pay in 3 is a great way off taking some of the stres...

5
Pay in 3 is a great way off taking some of the stress out of life. Especially in these hard times , I use pay in 3 when every I can Reviewed on: 7th June 2024

Payments are more manageable

5
It makes paying for things more.manageable without having interest put on top. Reviewed on: 7th June 2024

Convenient , quick and easy would definitely recommend

5
Convenient , quick and easy would definitely recommend Reviewed on: 7th June 2024

There when you need them great customer service quic...

5
There when you need them great customer service quick to solve any problems Reviewed on: 7th June 2024

Best and safest method of payment

5
I have been using PayPal for many years and I believe it is the best and safest method of payment Reviewed on: 7th June 2024

Nothing comes close to PayPal.

5
Nothing comes close to PayPal. I use paypal for all my mobile payments and transactions. Very quick and easy to navigate Reviewed on: 7th June 2024

Great customer service

5
I've had issues with sellers in the past but paypal customer service have always been 10/10 and resolved the problem within days. Reviewed on: 7th June 2024

Very easy to use and have had no issues

5
Very easy to use and have had no issues Reviewed on: 7th June 2024

Never had a problem.

5
Never had a problem. Handy when needed! Reviewed on: 7th June 2024

Pay in 3 makes things affordable especially when you...

5
Pay in 3 makes things affordable especially when you have a big month of birthdays etc Reviewed on: 7th June 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review