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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94688 reviews)

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4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (94706)

Used pay in 3 a few times.

Used pay in 3 a few times.Always welcome a little breathing space with the finances. Reviewed on: 18th June 2026

My experience has been very positive.

My experience has been very positive. Which more online retailers offered PayPal as a payment option. Reviewed on: 18th June 2026

I love PayPal.

I love PayPal. It is reliable, efficient and trustworthy. Using it more and more for spreading the cost of transactions and also creating money pools for gift collections. Reviewed on: 18th June 2026

Great website would recommend to family and friends

Great website would recommend to family and friends Reviewed on: 18th June 2026

Excellent if you need something and can’t afford it...

Excellent if you need something and can’t afford it in one go. Reviewed on: 18th June 2026

PayPal pay in 3

PayPal pay in 3 is an easy way to spread paying for an item(s). I’ve used a few times and I’ve found PayPal is a business I feel I can trust; customer services are helpful. Reviewed on: 18th June 2026

It’s easy to use PayPal Pay in 3.

It’s easy to use PayPal Pay in 3. I use it when purchasing a more expensive item. If there’s a problem with anything you’re buying PayPal customer service will reliably help. I highly recommend it as a financial service. Reviewed on: 18th June 2026

The best

PayPal pay in 3 helped me a lot over the years so I could better manage my finances. I like the fact that they offer flexible methods of payment so people that need to buy something in an emergency but don’t have the full amount can pay with what they have in the moment and later on pay the rest Reviewed on: 18th June 2026

Good easy payment plan .

Good easy payment plan . Spread the cost and no interest would recommend Reviewed on: 18th June 2026

Great option

I use PayPal pay in 3 every time I can. Spreading the cost helps with my finances. Reviewed on: 18th June 2026

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