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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94726 reviews)

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4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (94759)

Good service

It has been easy to use and an extra layer of security when shopping online Reviewed on: 18th June 2026

Really helpful

Really helpful i use it all the time Reviewed on: 18th June 2026

A trusted and convenient payments app

I've had a positive experience using the PayPal app. It's easy to navigate, payments are processed quickly, and sending or receiving money is straightforward. The app is reliable and convenient for online purchases and managing transactions in one place. Reviewed on: 18th June 2026

would definitely recommend

Very easy to set up. Know exactly when payments are due, so no issues. Would definitely recommend. Reviewed on: 18th June 2026

Everything about them is awful.

Everything about them is awful. Always changing the goal posts. Let people pay through the app they request and as soon as they do your money is embargoed for 21 days. No reason no justification no purpose. Just massive inconvenience and stress. Reviewed on: 18th June 2026

Confidence with pay in 3.

I am an elderly lady who is concerned about criminals on line. Therefore I pay for any goods I buy with PayPal. They take care of everything for me which gives me confidence that I am safe. I also use pay in 3 which helps me spread the cost. I’m a very satisfied lady. Reviewed on: 18th June 2026

I have been using pay pal for years and have never h...

I have been using pay pal for years and have never had a problem. Easy to keep on track too Reviewed on: 18th June 2026

Great way to spread the cost, I will keep using it m...

Great way to spread the cost, I will keep using it more and more Reviewed on: 18th June 2026

Paypal is my penpal!!

I have always find paypal very friendly to use and reliable app. I recently booked a flight through it and it was a great experience. Reviewed on: 18th June 2026

Easy to use and allows me to spread my payments...

Easy to use and allows me to spread my payments Reviewed on: 18th June 2026

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