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PayPal: Pay in 3 reviews

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4.93
Based on 33,224 reviews, last reviewed 14th Apr 2026
1026400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Using pay in 3 No need for, credit or saving Ive bought 3 dear items, using pay in 3 No need for credit or saving up Reviewed on: 14th April 2026
A young's avatar
A young

Latest lowest rating:

1

I attempted to do a pay in three and was declined,no... I attempted to do a pay in three and was declined,no reason for this an I contacted the credit agency said the desiion was PayPal ,I think my credit c... Read more Reviewed on: 13th April 2026
Mike J's avatar
Mike J
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (33224)

I love pay in three!

5
I love pay in three it gives me the flexibility to buy higher priced items in a manageable and affordable way Reviewed on: 7th June 2024
Gailio's avatar
Gailio

Makes bigger purchases so much more manageable to pa...

5
Makes bigger purchases so much more manageable to pay for Reviewed on: 7th June 2024
Carla G's avatar
Carla G

So simple to use, and good value.

5
So simple to use, and good value. Reviewed on: 7th June 2024
steve spurrier's avatar
steve spurrier

Allows 3 interest free payments for an eBay purchase .

5
Allows 3 interest free payments for an eBay purchase . Amazing Reviewed on: 7th June 2024
Darren C's avatar
Darren C

Excellent idea!

5
It's such a brilliant idea, it's really helped me out on months where I have struggled financially, I've have used ut many times and would recommend! Reviewed on: 7th June 2024
Maria f's avatar
Maria f

So easy to use and setup and helps spreads big payme...

5
So easy to use and setup and helps spreads big payments Reviewed on: 7th June 2024
Joel b's avatar
Joel b

Very efficient service.

5
Very efficient service. Customer Service is excellent. Always friendly and willing to help. Reviewed on: 7th June 2024
Tony F's avatar
Tony F

Really easy to use service and payment options avail...

5
Really easy to use service and payment options available make purchasing positive to use PayPal over other payment providers Reviewed on: 7th June 2024
Jason V's avatar
Jason V

Affordable

5
It’s an avoidable way to spread costs Reviewed on: 7th June 2024
Kezmo's avatar
Kezmo

Easy to use and helps with finances pay in 3

5
Easy to use and helps with finances. Refunds are simple and straightforward. Definitely recommend pay in 3 PayPal Reviewed on: 7th June 2024
Laura C's avatar
Laura C

Review PayPal: Pay in 3 now

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