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PayPal: Pay in 3 reviews

4.93
Based on 33,233 reviews, last reviewed 14th Apr 2026
1027300% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

5

PayPal is very easy to use. PayPal is very easy to use and the new PayPal+ is excellent. It’s simple to gain points for every day items purchased through PayPal and from my bank ... Read more Reviewed on: 14th April 2026
MISS K's avatar
MISS K

Latest lowest rating:

1

I attempted to do a pay in three and was declined,no... I attempted to do a pay in three and was declined,no reason for this an I contacted the credit agency said the desiion was PayPal ,I think my credit c... Read more Reviewed on: 13th April 2026
Mike J's avatar
Mike J

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (33233)

I really enjoyed using the service.

5
I really enjoyed using the service. It is seamless, fast and efficient Reviewed on: 7th June 2024

Responsible but yet flexible

5
More flexible option, more responsible for both sides Reviewed on: 7th June 2024

Flexible and interest free!

5
Pay in 3 gives me the flexibility to make purchases without worrying about paying interest if I need to split the payments. It’s really easy to see which plans are active, how much the payments will be and what date they will be taken. Reviewed on: 7th June 2024

Brilliant service when I payed in 3 life made easily

5
Brilliant service when I payed in 3 life made easily Reviewed on: 7th June 2024

PayPal offers flexibility and security, particularly...

5
PayPal offers flexibility and security, particularly when shopping somewhere we've not shopped before, safe in the knowledge our bank details are secure. Reviewed on: 7th June 2024

Paypal is my go-to safe way of paying online - you c...

5
Paypal is my go-to safe way of paying online - you can split the cost over 3 months without paying any extra which really helps when you are suddenly purchasing a big item or have multiple purchases to make in a month! Reviewed on: 7th June 2024

Hassle free credit

5
Unlike any other credit card Pay pal allows a range of flexibility and safest way to pay for anything and anyone.i would recommend PayPal to anyone who has the ability to use credit money sensibly. Reviewed on: 7th June 2024

Its always a great help in hand

5
Its always a great help in hand .paying 3 istalment instead of full price is easy short term solution.Use this regulalry. Reviewed on: 7th June 2024

Outstanding

5
I have used PayPal for many years and they have been nothing but outstanding, helpful and loyal to their clients thank you PayPal Reviewed on: 7th June 2024

Simple way of spreading cost of purchasing and manag...

5
Simple way of spreading cost of purchasing and managing my money. App makes it easy to track the status of all open Pay in 3 purchases and receive regular reminders of upcoming payments. As with all credit arrangements you just need to be disciplined about what level of credit you have at any one time but as a pensioner of fixed income I find it really useful. Reviewed on: 7th June 2024

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