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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94927 reviews)

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4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (94937)

I use PayPal for all my internet purchases

I use PayPal for all my internet purchases Reviewed on: 19th June 2026

One of my best banking services

App is user friendly and clear to see all details. I like that when you use pay in 3 for example you can pay off any amount along the way. Klarna for example you can only pay that exact figure and. I have not yet needed to contact customer service which is why ive not given full stars. I also have PayPal credit which give 0% intrest for the first 4 months on each purchase. This works for me as I plan to pay off these things within 4 months and a longer period encourages you to leave it longer before paying it down. For as long as the 4 month 0% intrest runs i will continue to use it. Reviewed on: 19th June 2026

Eases the cost

I have used it several times & find it helps me get what I need by helping me spread the cost.It is fine as long has you do not overstretch yourself. Reviewed on: 19th June 2026

Easy, app is smooth to use, no issues

Easy, app is smooth to use, no issues Reviewed on: 19th June 2026

I have never had problem using pay in three.

I have never had problem using pay in three.. it helps me to spread cost with no interest. I will highly recommend it. Reviewed on: 19th June 2026

So easy to use, even if you're not tech savvy

So easy to use, even if you're not tech savvy Reviewed on: 19th June 2026

I always use paypal for majority of my payments beca...

I always use paypal for majority of my payments because its the quickest and easiest way to pay for things online Reviewed on: 19th June 2026

pay in 3

great flexible options and easy to apply highly recommend. Reviewed on: 19th June 2026

Pay pal pay In 3

Pay pal pay In 3 is brilliant for larger purchases spiting the cost makes things so much easier especially for people on a budget Reviewed on: 19th June 2026

Always quick and efficient.

Always quick and efficient. Good communication when payment is due .allows easy budgeting. Feels safe and secure. Reviewed on: 19th June 2026

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