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PayPal: Pay in 3 reviews

4.93
Based on 37,403 reviews, last reviewed 22nd Apr 2026
1419000% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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5%
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1%
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0%
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Latest highest rating:

5

I have been using PayPal since approx 2000s hand nev... I have been using PayPal since approx 2000s hand never had any issues. Sending money abroad, paying for items online etc. Reviewed on: 22nd April 2026
L J's avatar
L J

Latest lowest rating:

2

Extremely difficult to navigate through the payment... Extremely difficult to navigate through the payment options. Agreed payments and terms, when checking out on an online store the authoration fails? Reviewed on: 22nd April 2026
Jo's avatar
Jo

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (37403)

Pay pal has made it easy to transfer money to friend...

5
Pay pal has made it easy to transfer money to friends and family and to pay for things that I wouldn't usually be able to use my cards for Reviewed on: 11th June 2024

10/10 service, worry free and easy to plan out

5
10/10 service, worry free and easy to plan out Reviewed on: 11th June 2024

Great if any problems need resolving.

5
Great if any problems need resolving. I use their pay in 3 a lot to spread the cost it's so useful and no interest ! Reviewed on: 11th June 2024

I trust paypal with my money.

5
I trust paypal with my money. Excellent service and very quick. Pay in 3 helps me to buy the things i need which is important when you are on a pension Reviewed on: 11th June 2024

Easy way to manage payments with no interest

5
Easy way to manage payments with no interest Reviewed on: 11th June 2024

Pay in free is great .

5
Great easy to use service and just what you need sometimes Reviewed on: 11th June 2024

Excellent interest free payment system.

5
Excellent interest free payment system. Reviewed on: 11th June 2024

Great for on the go spending

5
In the few times I have had to contact PayPal the customer service team have always been great. I have also used Pay in 3 a few times for larger purchases - it is really easy to use and I also like that you can pay it off any time when you need to before the 3 months are up. Super handy for things like flights, etc. Reviewed on: 11th June 2024

Casual and convenient way to spread the cost on any...

5
Casual and convenient way to spread the cost on any purchase. Reviewed on: 11th June 2024

Convenient

5
It's so easy. And convenient. It helps when occasionally money is tight with unexpected bills Reviewed on: 11th June 2024

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