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PayPal: Pay in 3 reviews

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4.93
Based on 38,120 reviews, last reviewed 23rd Apr 2026
1487500% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal are always reliable. PayPal are always reliable. I make a lot of purchases through PayPal for this reason. Reviewed on: 23rd April 2026
Hannah's avatar
Hannah

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026
Maryam Z's avatar
Maryam Z
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (38121)

Helpfulness

5
Offers great help and information plus helps when you need stuff, specially stuff you can't afford right away Reviewed on: 11th June 2024
Marianna 's avatar
Marianna

Excellent payment option

5
Easy to use it for purchases. Hassle free. Reviewed on: 11th June 2024
George C's avatar
George C

I use this method of payment regularly for items tha...

5
I use this method of payment regularly for items that are slightly more than I’d like to pay in one go. Interest free. Easy to set up. Had no problems. Reviewed on: 11th June 2024
Lorraine S's avatar
Lorraine S

Easy,fast,no hassle to set up pay in three.

5
Easy,fast,no hassle to set up pay in three.You'll get the answer in no time. Reviewed on: 11th June 2024
Joktor's avatar
Joktor

Useful service

4
Useful, helps to budget necessary large purchases. Easy to use, and quick to sort out for emergencies. Especially if a big purchase is needed near the end of the month. Never had an issue always been a quick hassle free experience. Reviewed on: 11th June 2024
Mr Jones's avatar
Mr Jones

It’s helped me buy items that I wouldn’t be able to...

5
It’s helped me buy items that I wouldn’t be able to afford in my monthly budget, but split over three months, is affordable. For instance a new coat for my daughter or other more expensive items. Reviewed on: 11th June 2024
claire r's avatar
claire r

Never had any issues using Pay in 3.

5
Never had any issues using Pay in 3. Customer service has always been great. Reviewed on: 11th June 2024
Gemma W's avatar
Gemma W

Always a good experience.

5
Always a good experience. Never any issues.. Excellent Reviewed on: 11th June 2024
Adamb's avatar
Adamb

Really good!

5
Really good! only issue as there’s a 30 pound limit Reviewed on: 11th June 2024
Lillian B's avatar
Lillian B

Probably the best 3rd party payment app

5
Probably the best 3rd party payment app Reviewed on: 11th June 2024
A's avatar
A

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