Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (76377 reviews)

View other PayPal products

4.76

Based on 76,357 reviews, last reviewed 26th Jun 2026

5087700% increase in 5 star reviews

in the past 90 days

9300% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I was struggling financially and couldn’t get parts... I was struggling financially and couldn’t get parts for my car , PayPal had helped with PAY IN 3 with a small and convenient amount and I was really s... Read more Reviewed on: 26th June 2026

Latest lowest rating:

1

Easy to use and understand Always easy to use and also to understand details of transactions and my balance status. Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (76377)

LOVE PayPal!

The service is great and keeps me on track. Reviewed on: 23rd May 2026

Excellent

Excellent service and very secure which offers peace of mind when carrying out financial transactions Reviewed on: 23rd May 2026

No issues, easy to use.

No issues, easy to use. Would recommend. Reviewed on: 23rd May 2026

Peace of mind

Always great service and always feel my money ulis protected Reviewed on: 23rd May 2026

Great payment option

Great platform, specially when you are not sure of a specific website. Just seeing paypal as an option for payments, gives you reassurance Reviewed on: 23rd May 2026

PayPal Pay in 3 - convenient when used responsibly

PayPal Pay in 3 is one of the few credit-style services I actually like. No interest, simple setup, automatic payments, and it helps spread the cost of bigger purchases without hitting your account all at once. Since it’s through PayPal, the process also feels more secure and familiar than some random BNPL apps. That said, it’s only good if you use it with discipline. Great for planned purchases - dangerous for impulsive spending. Reviewed on: 23rd May 2026

Everything has been spot on and any disputes or anom...

Everything has been spot on and any disputes or anomalies sorted out there and then without any quibble. Reviewed on: 23rd May 2026

PayPal by 3 is an amazing service.

PayPal by 3 is an amazing service. Helps me break down costs especially as I am a mum .. it allows me to spend money on the things I need it really goes a long way. Reviewed on: 23rd May 2026

Been using for years without any issues at all

Been using for years without any issues at all Reviewed on: 23rd May 2026

O pay so many time and never have problems with paym...

O pay so many time and never have problems with payment i love it Reviewed on: 23rd May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

nextpay
from Next 4.20 from 13 reviews
Buy Now Pay Later
from Etika 4.80 from 663 reviews
Buy Now Pay Later
from Duologi 4.30 from 14 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 145409 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub