Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 38,206 reviews, last reviewed 23rd Apr 2026
1495800% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very reliable, pay in 3 interest free options Very reliable, pay in 3 interest free options Reviewed on: 23rd April 2026
Karen h's avatar
Karen h

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026
Maryam Z's avatar
Maryam Z
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (38206)

Very easy to use and manage, convenient app for trac...

5
Very easy to use and manage, convenient app for tracking your position. Reviewed on: 11th June 2024
Peter S's avatar
Peter S

How paypal benefits me and my finances.

5
I use the pay pal pay in 3 alot and it's amazing. It let's me buy random things and I can pay over three months. I have also bought things which have come damaged or have not arrived at all and paypal sort this. I use PayPal for every transaction that I can and have done for over 10 years. It's the safest payment method for buying online and has saved me multiple times. Really do recommend it for Ebay also. It would be nice to have this option on amazon in the future. Reviewed on: 11th June 2024
Dominick 's avatar
Dominick

Everything in one place!

5
Since using the service everything is more easy, I can manage all my purchases from paypal, either using the direct payment connected to my bank account or using paypal credit or the option in 3 months interest free which is my favorite, honestly is the best system. Reviewed on: 11th June 2024
Lorena W's avatar
Lorena W

An emergency relief

4
It was good. PayPal remind you of payment through text and email before payment deadline Reviewed on: 11th June 2024
Pearl A's avatar
Pearl A

Very positive

5
Very positive experience each time I used the take three Reviewed on: 11th June 2024
Hazel W's avatar
Hazel W

Good, solid product.

5
Good, solid product. No complaints. Reviewed on: 11th June 2024
Tom F's avatar
Tom F

Reliable and safe way to make payments.

5
Reliable and safe way to make payments. Also easy if you don’t have your card details on you when making an online purchase Reviewed on: 11th June 2024
Hannah W's avatar
Hannah W

Break down payments into smaller chunks

5
Use pay in 3 regularly to break down payments Reviewed on: 11th June 2024
Becky M's avatar
Becky M

Helpful..

5
I use the pay in 3 for buying materials needed for work. This is helpful as I’m not always paid by clients for materials up front Reviewed on: 11th June 2024
Ben O's avatar
Ben O

pay in 3 with PayPal 5*

5
I highly recommend pay in 3 with PayPal. Great easy experience and so simple Reviewed on: 11th June 2024
Ant's avatar
Ant

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill