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PayPal: Pay in 3 reviews

4.93
Based on 38,647 reviews, last reviewed 24th Apr 2026
1537500% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I was always so glad with the service never been dis... I was always so glad with the service never been disappointed Reviewed on: 24th April 2026
Imre K's avatar
Imre K

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026
Maryam Z's avatar
Maryam Z

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (38647)

Great way to spread the cost of large items.

5
Great way to spread the cost of large items. No hidden charges and you can budget accordingly safe in the knowledge that the payments are instantly set up and come out over a three month period, and you also receive an email informing you of upcoming payments. Reviewed on: 12th June 2024

They are very good and very reliable

5
They are very good and very reliable Reviewed on: 12th June 2024

Pay in 3, excellent

5
I use pay in 3 and find it to be an ideal way to pay when I am a little short on cash. It is a great way to stretch my income. Especially when there is no charge for using it. Reviewed on: 12th June 2024

I am a little disappointed that I have been removed...

5
I am a little disappointed that I have been removed from the Pay in 3 after years of using it Reviewed on: 12th June 2024

Love it .. best thing ever

5
Love it .. so much easier .. you can purchase things you could never think you could till the next payment … or you can afford things you couldn’t before Reviewed on: 12th June 2024

Great service

5
Good customer service, easy interest free payments. Reviewed on: 12th June 2024

great, easily approved & very helpful to get your mo...

5
great, easily approved & very helpful to get your money back if you encounter any issues with your orders. no late fees are added if you make a late payment. very simple and easy to navigate within the app Reviewed on: 12th June 2024

Helps my bank balance

5
As my salary payments into my account are inconsistent, having the option to spread costs over 3 months and interest free helps me with my finances. Reviewed on: 12th June 2024

It made money management easier pay in 3, I use it.

5
It made money management easier pay in 3, I use it. Reviewed on: 12th June 2024

First class service on everything that I buy.

5
First class service on everything that I buy. Reviewed on: 12th June 2024

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