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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (38681 reviews)

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4.93

Based on 38,681 reviews, last reviewed 24th Apr 2026

1540900% increase in 5 star reviews

in the past 90 days

2900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Reliable and responsive I have always had a great experience with PayPal over the last 18 years of using them. Fast to deal with payment disputes and friendly, knowledgeable ... Read more Reviewed on: 24th April 2026

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (38681)

PayPal's Pay in 3 system is brilliant

PayPal's Pay in 3 system is brilliant for those of us who can't necessarily pay one large sum for an order or just like to spread costs out a little. This provides us with an extra sense of comfort that we can manage to buy what's necessary with a much greater ease when money is tight. Additionally, it doesn't have the limitations that systems like Klarna have so it's more user friendly for returns and things. Reviewed on: 12th June 2024

Pay in Three.

As a pensioner money is tight and it makes it affordable to buy items in 3 payments. Reviewed on: 12th June 2024

Great experience and opportunity

Great experience and opportunity Reviewed on: 12th June 2024

I've been using pay pal for years now.

I've been using pay pal for years now.Never let me down. Reviewed on: 12th June 2024

A very handy feature.

A very handy feature. Been very helpful in the past with expensive items. Reviewed on: 12th June 2024

PayPal pay in 3 is a excellent service.

Breaks down payments easily and hassle free, don't even notice some big buys come out over the months. Quick and easy to use with many online sites accepting PayPal methods. Amazing its all interest free! Gives me time to keep some further money aside and plan more with my current finances and future purchases. Reviewed on: 12th June 2024

Easy to use and takes the pressure off.

Pay in 3 has helped out with lots of purchases, taking the pressure off of my budget without putting me into any danger of running behind on repayments. It’s always been easy to set up and has no issues with it. Reviewed on: 12th June 2024

PayPal is simply the best , brilliant customer servi...

PayPal is simply the best , brilliant customer service, Reviewed on: 12th June 2024

Pay in 3 allows me to spilt large purchases

Pay in 3 allows me to spilt large purchases Reviewed on: 12th June 2024

Great on line service.Difficult to speak to

PayPal gives you peace of mind when paying for purchases but trying to get through to speak to customer service is nigh on impossible. Reviewed on: 12th June 2024

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