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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (48422 reviews)

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4.93

Based on 48,422 reviews, last reviewed 9th May 2026

2459700% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

PayPal gives me more secure... PayPal gives me peace of mind and I feel more secure than my bank. Reviewed on: 9th May 2026

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48422)

Everything is clear and understandable

Everything is clear. understandable and efficient (so far) Reviewed on: 6th April 2026

Very good customer service.

Very good customer service. Very secure for money Reviewed on: 6th April 2026

Excellent facility, but for one significant flaw . . .

Over the course of more than ten years' usage, I have found PayPal to be generally excellent, especially the new debit- and credit-cards ~ with the sole reservation that it has, on occasion, taken up to ten days (yes, really, over Christmas and New Year) to update my account(s) with transferred monthly payments, or supplementary deposits to cover an intended purchase ~ transfers which are immediately debited from my bank-account, but, unaccountably in an age of instant, digital data-exchange, then take several days to be credited as available by PayPal, even after appearing in the balance ~ quite incomprehensible, and, equally, indefensible . . . Reviewed on: 6th April 2026

Pay in 3 is a great way to spread the cost

Pay in 3 is a great way to spread the cost of an purchase. I tend to use it when purchasing slightly larger items and I want to be to ease out the cost. But I wouldn't keep buying more and more items with this method, I like to by one or two items and then ensure they are paid off before using the facility again, this ensures I don't overspend. Reviewed on: 6th April 2026

Great way of paying, gives you a little flexibility

Great way of paying, gives you a little flexibility Reviewed on: 6th April 2026

Pay in 3 and Paypal credit are really useful to spre...

Pay in 3 and Paypal credit are really useful to spread the cost of something without being charged interest. Reviewed on: 6th April 2026

Easy to use convenient and reliable

Easy to use convenient and reliable Reviewed on: 6th April 2026

Great can't fault always quick and easy

Great can't fault always quick and easy Reviewed on: 6th April 2026

Excellent credit line when needed with added purchas...

Excellent credit line when needed with added purchase protection. Reviewed on: 6th April 2026

Split payments

It allows me to purchase items without breaking the bank straight away. Reviewed on: 6th April 2026

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