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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (48675 reviews)

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4.93

Based on 48,675 reviews, last reviewed 10th May 2026

2483000% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great service Never had any problems and the pay in 3 is super handy for bigger purchases Reviewed on: 10th May 2026

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48675)

Faarah Abdiaziz

Good service thank you very much Reviewed on: 27th June 2025

I use PayPal pay in 3 when needed for larger purchas...

I use PayPal pay in 3 when needed for larger purchases and they have never let me down. This kind of payment option is a must for my household. Reviewed on: 27th June 2025

Reliable and safe service, easy to use.

Reliable and safe service, easy to use. Have used for many years Reviewed on: 27th June 2025

Paypal is the best secured , reliable service for mo...

Paypal is the best secured , reliable service for money transactions. Easy to use gives peace of mind even when shopping online and also helps with spreading the cost without stress. Reviewed on: 27th June 2025

Provide security and flexibility

Provide security and flexibility Reviewed on: 27th June 2025

Paid in 3, now I'm going to Japan!

I recently used PayPal's "Pay in 3" option to book my flights to Japan, and the experience was surprisingly smooth. The process was quick and easy—just a few clicks at checkout, and I was approved instantly without any impact on my credit score. Splitting the cost into three manageable payments made budgeting for the trip much less stressful. The first payment was taken right away, and the remaining two are scheduled automatically, which is super convenient. I also appreciated the transparency—no hidden fees or interest, just clear payment dates and amounts. Overall, PayPal Pay in 3 made it possible for me to secure my flights without draining my bank account all at once. Highly recommend it for anyone planning a big trip! Reviewed on: 27th June 2025

Easy to use pay in 3 and the app Easy...

Easy to use pay in 3 and the app Easy to navigate Reviewed on: 27th June 2025

I have used PayPal for a number of years and haven’t...

I have used PayPal for a number of years and haven’t had any issues whatsoever, will only buy something online if I can use my PayPal. Reviewed on: 27th June 2025

I would recommend Paypal

Great experience, I didn't pay any interest for 3 months Reviewed on: 27th June 2025

I’ve been able to use this service is great times of...

I’ve been able to use this service is great times of need mainly for house renovation and flight booking. Reviewed on: 27th June 2025

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