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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (48663 reviews)

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4.93

Based on 48,663 reviews, last reviewed 9th May 2026

2481900% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use PayPal is very easy to use and makes online payments quick and secure. I like how fast money transfers are, and the buyer protection gives extra confi... Read more Reviewed on: 9th May 2026

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48663)

Use on a regular basis, easy to m

Use on a regular basis, easy to m Reviewed on: 27th June 2025

Fast and efficient.

Fast and efficient. Soo easy and all the info in 1 place xx Reviewed on: 27th June 2025

Wonderful

Wonderful experience with PayPal, Reviewed on: 27th June 2025

Used pay in 3 many times;

Used pay in 3 many times; helps spread the cost especially when you’re a pensioner on a fixed income. Even better for those bigger purchases especially at the end of the month before pay day. Reviewed on: 27th June 2025

Highly recommended.

I've been using PayPal for several years now and it continues to be one of the most reliable and secure payment platforms out there. The process is always smooth and fast. I especially appreciate the buyer protection—it gives me peace of mind when making purchases. Their customer service has also been responsive the few times I needed help. Highly recommended for anyone who wants a safe and convenient way to manage money online! Reviewed on: 27th June 2025

Pay in 3 is Awesome

I have used pay in 3 many times to spread the cost of food bills for my animals, which has been a life saver. Also knowing that it will be paid off in 3 is excellent. It makes larger purchases much more attainable. Reviewed on: 27th June 2025

Easy to spread cost at zero interest

Easy to access and use the website and app. Straightforward and clear. I love pay in 3 for helping to spread costs of larger purchases with 0% interest or fees. Would be nice to see it extended to pay in 6 or even a pay in 12 option (subject to status). Reviewed on: 27th June 2025

Pay in 3 prevents me from leaving payback too long

I like PayPal Pay in 3 because it helps me spread the cost of things like a credit card does but prevents me from leaving payback too long and building up a bigger debt. Reviewed on: 27th June 2025

I have used PayPal for many years now and always will.

I have used PayPal for many years now and always use it for my online purchases. It's secure and my purchases are protected. Reviewed on: 27th June 2025

Pay in 3 option is excellent

PayPal has just been very handy for me when it comes to buying something, I use the pay in 3 a lot and if it wasn't for this option then I'd be left very short each month. Reviewed on: 27th June 2025

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