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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (48651 reviews)

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4.93

Based on 48,651 reviews, last reviewed 9th May 2026

2480900% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very helpful to spread the cost, and easy to manage. Very helpful to spread the cost, and easy to manage. Reviewed on: 9th May 2026

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48651)

Works as expected, kept well informed.

Works as expected, kept well informed. No issues Reviewed on: 27th June 2025

Pay in 3

I have used pay pal pay in 3 many times always excellent service. Reviewed on: 27th June 2025

Would be better if they would accept my bank card.

Would be better if they would accept my bank card. My first 2 didn’t arrive and now for some reason they don’t recognise my new one Reviewed on: 27th June 2025

Good experience in Pay in 3, as it suits my needs.

Good experience in Pay in 3, as it suits my needs. Reviewed on: 27th June 2025

PayPal pay in 3 is an excellent budgeting tool

I use PayPal pay in 3 on a regular basis to spread costs with no interest charges It’s an excellent way to budget for larger purchases and the service Paypal provides is excellent Reviewed on: 27th June 2025

I use PayPal for most of my online purchases.

I use PayPal for most of my online purchases. I have used pay in 3 a number of times and have found it easy to access and very convenient. I feel safe with paypal. Reviewed on: 27th June 2025

Simply The Best

I have always found paypal very fair and fast to protect the buyer and the seller. The pay in 3 is an excellent way to have credit and it fast and easy. Reviewed on: 27th June 2025

Its safe to buy

very easy to use and very secure Reviewed on: 27th June 2025

very good service and i am very happy with useing p...

very good service and i am very happy with useing paypal Reviewed on: 27th June 2025

Pay in 3 is a great way to make payments over £30.

Pay in 3 is a great way to make payments over £30.... split into 3 equal payments whether small or larger payments (although, I did a pay in 3 at £20 recently) with no interest. Reviewed on: 27th June 2025

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