Write a review

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (52136 reviews)

View other PayPal products

4.93

Based on 52,136 reviews, last reviewed 19th May 2026

2807200% increase in 5 star reviews

in the past 90 days

5400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

Straight forward and easy to use. Straight forward and easy to use. Good protection for buyers. Reviewed on: 19th May 2026

Latest lowest rating:

1

Easy short term borrowing I've never had any troubles it means in these days of monthly pay you caN if necessary get things you may need and pay it or part of it when u get pai... Read more Reviewed on: 17th May 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (52136)

Very understanding and very informative

Very understanding and very informative Reviewed on: 17th June 2024

Very quick and professional process at your finger t...

Very quick and professional process at your finger tips Reviewed on: 17th June 2024

Pay in 3 is very useful, I have used it multiple tim...

Pay in 3 is very useful, I have used it multiple times and it is easy to use and makes larger purchases more affordable. I like that it doesn’t charge interest, and that I can pay off the payments earlier if I want. Reviewed on: 17th June 2024

One of the best credit options without interests

I chose pay in 3, every time I can, to do large purchases since it allows me to pay in 3 installments without paying interests. Reviewed on: 17th June 2024

Pay in three has given me relief, as I don't have a...

Pay in three has given me relief, as I don't have a credit card. Also like that my data are protected, how easy it is to use the app and that it is a widely acceptable and reputable way of paying. I have been using pay in three quite a lot and ot has made my life much easier, especially when I had to buy some furniture and I couldn't afford the whole amount. Regarding customer service, I didn't have to deal a lot with them, but I had a couple of payments to some apps, that automatically charged me after a trial period and I had to complain because I didn't opt for auto renewal. I think PayPal gave me transaction a safety bet, as I didn't really have any delays getting my money back, in comparison with reviews from other people who had to apply to their bank for the same. Reviewed on: 17th June 2024

Pay in 3 with PayPal makes a huge difference when or...

Pay in 3 with PayPal makes a huge difference when organising my cash flow for home as well as my small business. Very useful and I was able to pay it off early. Reviewed on: 17th June 2024

Always great customer service.

Always great customer service. Easy to use and Pay In 3 is a great way to spread the cost of my purchases. Reviewed on: 17th June 2024

Easy and Affordable

I have been using pay in 3 for a number of years and it's helped so much by splitting up the payments and making them more affordable, and with the zero interest over 3 months is a big bonus. I would definitely recommend it. Reviewed on: 17th June 2024

Handy interest payment plans if you don’t want to us...

Handy interest payment plans if you don’t want to use available funds Reviewed on: 17th June 2024

Quick and safe transactions .

Quick and safe transactions . Available financial support that eases pressure Reviewed on: 17th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Argos card
from Argos 3.52 from 61 reviews
Buy Now Pay Later
from Etika 4.78 from 663 reviews
Buy Now Pay Later
from Klarna 4.87 from 550 reviews

Want to see more from PayPal?

Payments
from PayPal 4.91 from 3720 reviews
Credit card
from PayPal 4.90 from 83 reviews
PayPal Credit
from PayPal 4.90 from 110311 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub