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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (55506 reviews)

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4.76

Based on 55,506 reviews, last reviewed 30th May 2026

3123800% increase in 5 star reviews

in the past 90 days

6200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The only payment transfer service I trust. The only payment transfer service I trust. Reviewed on: 30th May 2026

Latest lowest rating:

1

Not letting me check out without filling in a survey Not letting me check out without filling in a survey Reviewed on: 30th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (55506)

Great choice of retailers ,

Great choice of retailers , handy and easy to use , if there a problem quick and they are there for you and sort it Reviewed on: 6th April 2026

Top provider

Great customer care and easy to use. Reviewed on: 6th April 2026

Excellent service and would highly recommend

Excellent service and would highly recommend Reviewed on: 6th April 2026

Able to grab a bargain or something you really want...

Able to grab a bargain or something you really want when personal funds are low. Reviewed on: 6th April 2026

PAY - Proficient, Adaptable, Liberating

Of all the online financial facilities I use - my bank, Amazon and a host of internet retailers - Paypal is the only one never to let me down, the only one never to cause me a moment's anxiety, and the only one to respond to queries almost instantaneously. As a comfortably off but not wealthy 82 year old living on state and occupational pensions with three children and three grandchildren, I find the interest-free pay in three facility invaluable, and a welcome relief from punitive credit card interest-rates - particularly at expensive times of the year. As someone who only uses credit in an emergency, I also like Paypal's credit policy - to offer credit where it is due, but not to push it aggressively. Only the very wealthy in these times can truly be free of money worries; but Paypal does a great deal to support a huge constituency of solvent but not affluent families like mine in managing their financial affairs comfortably and without stress. In short, Paypal is invaluable to me and to mine. Reviewed on: 6th April 2026

Easy process from start to finish

Easy process from start to finish Reviewed on: 6th April 2026

Excellent product

Excellent product, with great payment options Reviewed on: 6th April 2026

Pay pal your pal

Always good excellent service can’t fault Reviewed on: 6th April 2026

Quick and easy.

An excellent way of spreading repayment over 3 months at no cost. So easy to set up on-line without any additional firm filling. Can be used any time with any vendor who supports Pay-Pal. Quick and easy. Reviewed on: 6th April 2026

Easy to use

PayPal Credit is incredibly convenient for managing larger purchases with flexibility. The integration into the checkout flow is seamless, and the app interface is very user-friendly. I'd love to see even more promotional 0% interest offers in the future Reviewed on: 6th April 2026

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