Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 37,667 reviews, last reviewed 23rd Apr 2026
1444100% increase in 5 star reviews
in the past 90 days
2800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very effective and easy to do. Very effective and easy to do. Really good for people who can’t afford to pay in one bulk sum. Reviewed on: 23rd April 2026
Adam M's avatar
Adam M

Latest lowest rating:

1

Still not allowed PayPal credit and I used to always... Still not allowed PayPal credit and I used to always use pay In 3 but now everytime I use it, it never works then I have to wait for the money to come... Read more Reviewed on: 22nd April 2026
Ceolric R's avatar
Ceolric R
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (37667)

Easy to use.

5
Easy to use. Pay in 3 is a god send. Especially before pay day or mid month. Reviewed on: 23rd May 2024
pcook717@hotmail.co.uk's avatar
[email protected]

I love the option I love that I call and discuss thi...

5
I love the option I love that I call and discuss this with them as well Reviewed on: 23rd May 2024
Matty x's avatar
Matty x

PayPal is no1 is go to

5
I’ve never had any problems with PayPal, wether that be receiving money, sending money or if I needed help with a transaction Reviewed on: 23rd May 2024
Jade's avatar
Jade

Interest free spreading of purchase costs

5
Having the ability to use the Pay in 3 enables me to make budget effectively by spreading the cost of a purchase with the added bonus that it is interest free and incredibly quick and easy to do Reviewed on: 23rd May 2024
Julie Spooly 's avatar
Julie Spooly

It is convenient.

5
It is convenient. And secure. I will use it often. Reviewed on: 23rd May 2024
Sumeet R's avatar
Sumeet R

Easy way to spread out the cost of purchases with no...

5
Easy way to spread out the cost of purchases with no extra fees. Have used it many times.. Reviewed on: 23rd May 2024
Eilish H's avatar
Eilish H

Just enjoy using PayPal as its safe to transfer money.

5
Just enjoy using PayPal as its safe to transfer money. Reviewed on: 23rd May 2024
Aaron Fenton 's avatar
Aaron Fenton

Comes in handy!

4
Comes in handy, used Pay In 3 a few times now for various things at various prices and it is useful for spreading the cost when times are tight. Gives you that extra leeway we all need occasionally. I'd recommend it. Reviewed on: 23rd May 2024
Mike 's avatar
Mike

Pay in 3: Greater control over spending and credit

5
PayPal Pay in 3 makes it much more affordable to pay for items without having to pay it over longer payment plans. This works great if you have a big expense but don't want to have it going out 6 or 12 months or longer. I can also pay the Pay in 3 plans separately to PayPal Credit transactions, meaning I have more control over what I want to pay off earlier. Reviewed on: 23rd May 2024
Kyle's avatar
Kyle

PayPal: pay in 3

5
Not had any problem using this service, very convenient for big purchases and is widely available. Reviewed on: 23rd May 2024
MR Row's avatar
MR Row

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill