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PayPal: Pay in 3 reviews

4.76
Based on 76,394 reviews, last reviewed 26th Jun 2026
5091300% increase in 5 star reviews
in the past 90 days
9400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was really good and helpful, it helped me put It was really good and helpful, it helped me put Reviewed on: 26th June 2026
Ben S's avatar
Ben S

Latest lowest rating:

1

The whole experience has been terrible! The whole experience has been terrible! I returned an item as advised by paypal because it was not as described but paypal continued take the pay in ... Read more Reviewed on: 26th June 2026
Andrew C's avatar
Andrew C

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (76394)

The customer service was really good.

5
The customer service was really good. They responds quickly and resolved the issue. Reviewed on: 3rd May 2026

PayPal, the easy app

5
PayPal is so easy to use and gives great piece of mind if you need to be refunded for anything. It's so nice to know they will have your back if things get tricky. I also love the pay in 3 option, it just gives so much more help to budget for things. Reviewed on: 3rd May 2026

Pay in 3 and Interest Free!

5
Absolutely love Pay in 3. My husband and I are retired so, to spread the cost, works so well for us, especially because it is interest free. Perfect! Reviewed on: 3rd May 2026

Miss Iryna

4
Ограничили меня в использовании этого приложения без причины Reviewed on: 3rd May 2026

PayPal's Pay in 3 is a solid tool for managing budge...

5
PayPal's Pay in 3 is a solid tool for managing budget-friendly purchases if used responsibly. It is, however, highly reliant on automated systems. It is best suited for users who know they can meet the payment dates and prefer a fast, integrated checkout experience. One issue i noticed Payments are automated, and issues can arise if the linked card expires, potentially leading to missed payments. Reviewed on: 3rd May 2026

PayPal gives me protection and makes it easy to pay

5
PayPal gives me protection and makes it easy to pay Reviewed on: 3rd May 2026

Manageable, budget friendly

5
This is an excellent service especially for instances where you need to make a big purchases just before pay day. It makes payments like these more manageable and helps you to manage finances better. I’ve found it also helps me with budgeting and making purchases I would normally have seems to expensive despite my want or need. Reviewed on: 3rd May 2026

I find PayPal efficient and convenien...

5
I find PayPal to be a really efficient and convenient way to pay for goods or services and friends. I've just signed up for the debit card and hope to get money-saving points Reviewed on: 3rd May 2026

Easy to use, hassle free.

5
Easy to use, hassle free. Dont overcomplicate anything. Reviewed on: 3rd May 2026

I love pay in 3 .

5
I love pay in 3 . It really helps when money are a little short and you need something in emergency. Reviewed on: 3rd May 2026

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