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PayPal: Pay in 3 reviews

4.93
Based on 37,651 reviews, last reviewed 23rd Apr 2026
1442500% increase in 5 star reviews
in the past 90 days
2800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
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Latest highest rating:

5

Easy to use, very reliable and trustworthy. Easy to use, very reliable and trustworthy. Have been using it for quite a while and am enjoying the benefits of buying goods that might have been dif... Read more Reviewed on: 23rd April 2026
Firenze's avatar
Firenze

Latest lowest rating:

1

Still not allowed PayPal credit and I used to always... Still not allowed PayPal credit and I used to always use pay In 3 but now everytime I use it, it never works then I have to wait for the money to come... Read more Reviewed on: 22nd April 2026
Ceolric R's avatar
Ceolric R

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (37651)

Very good experience and had no issues at all

5
Very good experience and had no issues at all Reviewed on: 23rd May 2024

Never had an issue to complain or had any trouble wi...

5
Never had an issue to complain or had any trouble with customer service. Reviewed on: 23rd May 2024

Great for spreading the costs

5
PayPal pay in 3 has been great for me in terms of spreading costs for expensive items. Reviewed on: 23rd May 2024

Great experience

5
It was really helpful and I experienced great customer service. Helped me have payments I wouldn't have been able to make before. Reviewed on: 23rd May 2024

Pay in 3

5
Used the pay in 3 to book trains that seem expensive and it made it a lot easier for me Reviewed on: 23rd May 2024

A system that just works!

5
A system that just works! Reviewed on: 23rd May 2024

Easy to use.

5
Easy to use. Great for when you are struggling financially Reviewed on: 23rd May 2024

It's been great experience using PayPal, PayPal Cred...

5
It's been great experience using PayPal, PayPal Credit and Pay in 3. Been using PayPal services in many platforms for last two years and it's been great. My Credit limit in PayPal now 1150, I want a 3000 credit limit increase soon. Reviewed on: 23rd May 2024

Easy and value for money, pay in three is quick and...

5
Easy and value for money, pay in three is quick and friendly to pocket. Reviewed on: 23rd May 2024

Flexibility is a massive help

5
I have been able to purchase the products I have needed at short notice before my pay day and can spread it out so it's not such a big dent in my wallet Reviewed on: 23rd May 2024

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