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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (74472 reviews)

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4.76

Based on 74,472 reviews, last reviewed 20th Jun 2026

4908300% increase in 5 star reviews

in the past 90 days

9100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great for more experience or unexpected purchases Very easy to use and great for spreading cost of more expensive or unexpected purchases. I have used many times to allow me to purchase products I oth... Read more Reviewed on: 20th June 2026

Latest lowest rating:

2

Hard to contact customer services The experience was good until I had a problem and I couldn't make contact with anyone to help me. Reviewed on: 20th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (74472)

Easy access payments but secure

I have found PayPal an easy way to access funds and if there’s ever a query it’s simple to look through the transactions. Rarely had need to look more deeply as security seems very good. Reviewed on: 26th April 2026

Easy as ABC and flexible payments methods

Easy to make payments and very flexible way as well . Love it Reviewed on: 26th April 2026

Excellent sevice

If I've bought something and wasn't right .Pay pal step in and I have had a refund.Also allows you to pay for things when on. A budget Reviewed on: 26th April 2026

Manage payments smartly

Transparent terms of usage; clear statement overviews are provided; helps manage finances smartly; option to pay in 3 with many interesting providers; Reviewed on: 26th April 2026

Never had a problem, someone is always available whe...

Never had a problem, someone is always available when i have been in vontact Reviewed on: 26th April 2026

My favourite way to pay

Using PayPal to pay for most things and earning points for money back. Just got a debit card and it’s in my phone wallet so I can pay when I’m out and about. I check on my app to see where I can earn extra discounts and points. Helps my money go a little further each month Reviewed on: 26th April 2026

First class service

Have used for many years never had a problem when paying.and when i did once have an issue it was sorted quickly Reviewed on: 26th April 2026

I find paypal safe, reliable, efficient and easy to...

I find paypal safe, reliable, efficient and easy to use, offering purchases to be made with affordable payment plans, should anyone need to use that service. Refunds are prompt, and any issues are resolved quickly and efficiently. Reviewed on: 26th April 2026

Its easy to pay friends and family i use PayPal a lo...

Its easy to pay friends and family i use PayPal a lot over using my direct banking details Reviewed on: 26th April 2026

Painless PayPal

Easy agreement, helps budgeting, painless refunds when necessary - feels safe and effortless Reviewed on: 26th April 2026

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