Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 74,506 reviews, last reviewed 20th Jun 2026
4911100% increase in 5 star reviews
in the past 90 days
9100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Useful to have pay in 3 and PayPal credit, lots of r... Useful to have pay in 3 and PayPal credit, lots of reminders payments are upcoming which is useful too. Reviewed on: 20th June 2026
KateyLatey 's avatar
KateyLatey

Latest lowest rating:

2

Hard to contact customer services The experience was good until I had a problem and I couldn't make contact with anyone to help me. Reviewed on: 20th June 2026
Annette Terry's avatar
Annette Terry

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (74506)

Provides that simplesity in order things you want no...

5
Provides that simplesity in order things you want now with worrying whether you can afford it be spreading the cost across three monthly payments making it easier for you Reviewed on: 26th April 2026

Quick and easy to use.

5
Quick and easy to use. Refunds quick too Reviewed on: 26th April 2026

Excellent service and hassle free

5
Excellent service. Hassle free and very easy to set up and use Reviewed on: 26th April 2026

Really easy to use, though sometimes I have to use...

4
Really easy to use, though sometimes I have to use the Web page instead off the app to do something that I can normally do on the app, which is a bit annoying Reviewed on: 26th April 2026

It very easy tolook at your payment...

5
It very easy to use and look at your payment Reviewed on: 26th April 2026

PayPal makes lots of things easy

5
PayPal does make a lot of online payments easy, and I like using them almost like a layer of protection for when I'm shopping online on retailers that I've not used before. I've sold using PayPal before as well and that's fairly easy. It's also useful for transfering between friends. Good app and website too. Reviewed on: 26th April 2026

PayPal is an efficient and easy-to-use platform that...

5
PayPal is an efficient and easy-to-use platform that has become one of the most trusted names in online payments. Whether you are sending money to friends and family, making purchases online, or managing business transactions, PayPal makes the entire process straightforward and hassle-free. One of its greatest strengths is its accessibility. PayPal can be used across a wide range of devices and platforms, meaning you are never far from your account. The mobile app is well-designed and responsive, allowing users to send, receive, and manage money with just a few taps. For those who prefer a larger screen, the web version is equally polished and easy to navigate, offering the same full range of features. Monitoring your finances with PayPal is another standout benefit. The platform provides a clear and detailed transaction history, making it simple to keep track of every payment in and out of your account. Real-time notifications ensure you are always informed the moment a transaction takes place, giving you greater peace of mind and control over your money. Security is also a key pillar of the PayPal experience. With built-in buyer protection and robust encryption, users can shop and transact with confidence, knowing their financial information is well protected. Overall, PayPal delivers a reliable, flexible, and user-friendly experience that suits both personal and business needs. Its combination of accessibility, ease of use, and strong monitoring tools make it a top choice for anyone looking for a dependable digital payment solution. Reviewed on: 26th April 2026

Easy to use and flexible, oh, did I mention the xtra...

5
Easy to use and flexible, oh, did I mention the xtra points and cash back? Fantastic and fun. Reviewed on: 26th April 2026

Very easy to use and secure.

5
Very easy to use and secure. It makes larger purchase costs easier to manage and there is no interest to pay! Reviewed on: 26th April 2026

Always reliable and helpful with great rewards

5
Always reliable and helpful with great rewards Reviewed on: 26th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 143573 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3756 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products