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PayPal: Pay in 3 reviews

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4.93
Based on 36,363 reviews, last reviewed 20th Apr 2026
1320800% increase in 5 star reviews
in the past 90 days
2500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
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Latest highest rating:

5

Pay in 3 allows you to spread yourvwings Pay in 3 gives you the chance to buy that more expensive item we without causing you issues in the bank. Fully recommend and easy to use .Excellent cu... Read more Reviewed on: 20th April 2026
paula w's avatar
paula w

Latest lowest rating:

1

Nothing to tell home about. Nothing to tell home about. Customer service keep closing my dispute case even though I provided a tangible evidence that items is not as described. Reviewed on: 19th April 2026
Sikiru O's avatar
Sikiru O
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (36363)

Pay in 3 is an easy way to spread out the cost of so...

5
Pay in 3 is an easy way to spread out the cost of something you necessarily couldn't pay for in 1 go. It has made my life much easier. Reviewed on: 12th May 2024
Darryl M's avatar
Darryl M

Quick and easy! Great service.

5
Quick and easy, no issues. Refunds to adjust balances super quick. Easy to pay off early if need be. Reviewed on: 12th May 2024
GC's avatar
GC

Simple and easy to use.

5
Simple and easy to use. Really helpful for larger purchases and pre approval for pay in 3 was ideal Reviewed on: 12th May 2024
M P's avatar
M P

Excellent app

5
Never had issues with this app, I'm confident I never will and I urge you to at least give it a go! Reviewed on: 12th May 2024
Patrik's avatar
Patrik

Help with budgeting

5
I find it so useful for larger purchases to spread the payments out over 3 months Reviewed on: 12th May 2024
Tina S's avatar
Tina S

Flexible, functional and vital

4
I've enjoyed the usability and flexibility of PayPal. It has great functionality and is helpful for a multitude of money transfers. Actually it is vital for me. Reviewed on: 12th May 2024
Be's avatar
Be

Had a wedding to attend and needed to order a dress...

5
Had a wedding to attend and needed to order a dress for the occasion. My money wasn’t going in to my account until the end of the month. PayPal, pay in 3 made it possible to order the dress I liked online. Without Pay in 3 I would have been stuck. Will definitely use it again. Thank you PayPal Reviewed on: 12th May 2024
Amanda B's avatar
Amanda B

Pay in 3 makes life easier

5
Pay in 3 makes it easy to buy some things and split the cost, and the best thing about it is there are no hidden charges or interests. I am very satisfied with the service and will continue to use it. Reviewed on: 12th May 2024
Panna's avatar
Panna

Very easy to use

5
Very easy to use - all upfront, no hidden agenda. Reviewed on: 12th May 2024
Laura H's avatar
Laura H

Excellent experience

5
Excellent experience - I have been using service for long time due to the peace of mind and trust in customer services whenever issue arises. Reviewed on: 12th May 2024
Shakil 's avatar
Shakil

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