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PayPal: Pay in 3 reviews

4.93
Based on 36,319 reviews, last reviewed 20th Apr 2026
1316700% increase in 5 star reviews
in the past 90 days
2500% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

4

My experience was not too bad, but one. My experience was not too bad, but one. Day was struggling to using the app because somes option not was very clear can’t understand what. Does mean.... Read more Reviewed on: 20th April 2026
Albano A's avatar
Albano A

Latest lowest rating:

1

Nothing to tell home about. Nothing to tell home about. Customer service keep closing my dispute case even though I provided a tangible evidence that items is not as described. Reviewed on: 19th April 2026
Sikiru O's avatar
Sikiru O

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (36319)

Pay in 3 makes it a lot easier to purchase items you...

5
Pay in 3 makes it a lot easier to purchase items you need and not pay the full amount straight away Reviewed on: 12th May 2024

Not really happy with charges or costs.

2
Not really happy with charges or costs. Reviewed on: 12th May 2024

Good experience throughout Call for some clarification

5
Good experience throughout Call for some clarification Reviewed on: 12th May 2024

Very easy to be approved and makes larger purchases...

5
Very easy to be approved and makes larger purchases easier. Reviewed on: 12th May 2024

Simple & Easy to use

5
I have found PayPal easy to use for making payments and sending money to friends. I can easily track previous payments. I also like the option to pay for something over 3 payments to break up larger cost items. Reviewed on: 12th May 2024

Great service and easy to use.

5
Great service and easy to use. It’s available on all online stores. Reviewed on: 12th May 2024

I could pay for my course in 3.

5
I could pay for my course in 3. Excellent for helping maintain the finances in a good way. Reviewed on: 12th May 2024

pay 3 is always helpful for me for my shopping

5
pay 3 is always helpful for me for my shopping Reviewed on: 12th May 2024

Culdn't be easier to use

5
Couldn't be easier to use Paypal pay in 3, was easily able to spread the cost of an online purchase and was hassle free when the payments came out. Was given plenty of notice ahead of time when the planned payment was to be coming out. Reviewed on: 12th May 2024

Very straight forward & 0% interest

5
It was incredibly easy to get set up with Pay in 3. Offers to split payments throughout 3 months instead of weekly or bi-weekly like most others. I also really like the fact there’s no interest on Pay in 3. Customer service is always excellent with PayPal especially if you have any issues with the order. Reviewed on: 12th May 2024

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