Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 36,362 reviews, last reviewed 20th Apr 2026
1320700% increase in 5 star reviews
in the past 90 days
2500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent tool for purchases and total safe Use PayPal for most of my purchase safe, quick and easy.Also like the security aspect as well Reviewed on: 20th April 2026
A Miller 's avatar
A Miller

Latest lowest rating:

1

Nothing to tell home about. Nothing to tell home about. Customer service keep closing my dispute case even though I provided a tangible evidence that items is not as described. Reviewed on: 19th April 2026
Sikiru O's avatar
Sikiru O

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (36362)

intuitive and easy to use

5
The UI was easy to use, payments were simple and easy to make, everything contractually important was explained and helped me to understand my responsibilities as a customer but also the consequences should payments not be made. Reviewed on: 11th May 2024

I use PayPal whenever I can

5
I use PayPal whenever I can ! Trustworthy and guaranteed. Reviewed on: 11th May 2024

Easy to manage and good offers to afford what you...

5
Easy to manage and good offers to afford what you need Reviewed on: 11th May 2024

Pay in 3 is amazing value for money.

5
Pay in 3 is amazing value for money. Always very accessible and handy to have if something needs buying or is just that little bit too much. Reviewed on: 11th May 2024

Living better with more freedom paypal in 3 offers

5
Always happy to use 3 in 1 as I cannot always pay / afford full amount in one so great service. During the cost of living crisis I feel.paypal offers me opportunity to have some freedom. From paying bills for essential daily living to living daily which is essential for better living with a few treats for my family and myself. Reviewed on: 11th May 2024

Very convenient.

5
Very convenient. Helped me spread the cost of lots of things, and it’s easy to set up and pay. Reviewed on: 11th May 2024

it's alright very convenient nice and quick to use l...

5
it's alright very convenient nice and quick to use lovely Reviewed on: 11th May 2024

Nice pay in tree

5
Pay in 3 is useful for managing finances and helping afford the bigger purchases Reviewed on: 10th May 2024

So quick & easy to use!

5
Very convenient & helps you make purchases more affordable! Reviewed on: 10th May 2024

Never had any issues and also helpful when need to b...

4
Never had any issues and also helpful when need to be contacted Reviewed on: 10th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review