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PayPal: Pay in 3 reviews

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4.93
Based on 36,368 reviews, last reviewed 20th Apr 2026
1321300% increase in 5 star reviews
in the past 90 days
2500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal points I love how easy it is to earn and spend PayPal points on practically everything. I wish there were more special offers as the app really encourages me... Read more Reviewed on: 20th April 2026
Edit K's avatar
Edit K

Latest lowest rating:

1

Nothing to tell home about. Nothing to tell home about. Customer service keep closing my dispute case even though I provided a tangible evidence that items is not as described. Reviewed on: 19th April 2026
Sikiru O's avatar
Sikiru O
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (36368)

Living better with more freedom paypal in 3 offers

5
Always happy to use 3 in 1 as I cannot always pay / afford full amount in one so great service. During the cost of living crisis I feel.paypal offers me opportunity to have some freedom. From paying bills for essential daily living to living daily which is essential for better living with a few treats for my family and myself. Reviewed on: 11th May 2024
Shaz c's avatar
Shaz c

Very convenient.

5
Very convenient. Helped me spread the cost of lots of things, and it’s easy to set up and pay. Reviewed on: 11th May 2024
Nick C's avatar
Nick C

it's alright very convenient nice and quick to use l...

5
it's alright very convenient nice and quick to use lovely Reviewed on: 11th May 2024
H k's avatar
H k

Nice pay in tree

5
Pay in 3 is useful for managing finances and helping afford the bigger purchases Reviewed on: 10th May 2024
Seth A's avatar
Seth A

So quick & easy to use!

5
Very convenient & helps you make purchases more affordable! Reviewed on: 10th May 2024
NLJ's avatar
NLJ

Never had any issues and also helpful when need to b...

4
Never had any issues and also helpful when need to be contacted Reviewed on: 10th May 2024
Talia b's avatar
Talia b

Long Term payments done easy

5
It's super easy to use, the fact I can spread out expensive payments over a long period of time is really useful, especially during a period where I care more and more about what I'm spending. I used Pay in 3 to purchase some mountaineering equipment that I would not have been able to outrightly purchase due to it's expensiveness. Reviewed on: 10th May 2024
CHen's avatar
CHen

Straight forward and safe to use.

5
Straight forward and safe to use. Reviewed on: 10th May 2024
Natasha J's avatar
Natasha J

PayPal easy digital transaction

5
PayPal is better than ever, easy to use, efficient and reasonable value for money. Reviewed on: 10th May 2024
Carl's avatar
Carl

Good and safe.

5
Good and safe. Good credit options Reviewed on: 10th May 2024
George N's avatar
George N

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