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PayPal: Pay in 3 reviews

4.76
Based on 99,774 reviews, last reviewed 13th Jul 2026
508% increase in 5 star reviews
in the past 90 days
441% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Works well for me It is so easy when paying for products etc. and using PayPal credit Reviewed on: 13th July 2026
Shane O's avatar
Shane O

Latest lowest rating:

1

Tell you to apply and then turn you down. Tell you to apply and then turn you down. Reviewed on: 13th July 2026
Brian E's avatar
Brian E

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (99841)

Was helped to get money back after no goods received.

5
Was helped to get money back after no goods received. Pay over 3mths is good. Web site easy to use. Have had no problems at all using PayPal. Reviewed on: 9th June 2026

It has always been a positive experience with PayPal

5
It has always been a positive experience with PayPal Reviewed on: 9th June 2026

Smooth transaction

5
The transaction was made very smoothly and easy, I have used this method of payment for a few purchases and I have always been very satisfied. Reviewed on: 9th June 2026

A Apply, B Buy, C Collect

5
Application is so simple and seamless. No paperwork , no long term commitment Just one click and your purchase is spread over three manageable monthly payments. it’s as simple as ABC. Reviewed on: 9th June 2026

Why so serious ?!

5
I use PayPal Pay in 3 regularly for larger purchases, it helps spread the cost which makes paying easier and stress free, and it never lets me down. Reviewed on: 9th June 2026

Pay in 3 is a life saver.

5
Pay in 3 is a life saver. It enables me manage bigger bills and purchases in more affordable, stress free payments. I am able to keep on track with my commuting costs and tackle emergencies promptly. I can simultaneously have more than one oay in three regimes running at the sane time. It helps to reduce the cost of credit ax I have paid a third of tve sum upfront. Reviewed on: 9th June 2026

A reliable financial partner

5
A reliable financial partner over the years Reviewed on: 9th June 2026

helpful and cost effective

5
very helpful to use 3in1 to split payments up! this is my go to method of payment plans and is simple to use. Reviewed on: 9th June 2026

Very reliable service!

5
Very reliable service! Has been very helpful for me for big value items especially with the pay in 3 service! Reviewed on: 9th June 2026

PayPal is always reliable

5
I have used PayPay for many years and it's always been a very reliable platform. I would recommend it to anyone. Especially, since they have given the option of pay in three I have used it even more and use it on a monthly basis. Reviewed on: 9th June 2026

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