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PayPal: Pay in 3 reviews

4.76
Based on 99,774 reviews, last reviewed 13th Jul 2026
508% increase in 5 star reviews
in the past 90 days
441% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Works well for me It is so easy when paying for products etc. and using PayPal credit Reviewed on: 13th July 2026
Shane O's avatar
Shane O

Latest lowest rating:

1

Tell you to apply and then turn you down. Tell you to apply and then turn you down. Reviewed on: 13th July 2026
Brian E's avatar
Brian E

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (99836)

I like the opportunity pay in 3, good response to an...

5
I like the opportunity pay in 3, good response to any kind of problems,safe pay Reviewed on: 9th June 2026

My Personal Positive Relationship with PayPal

5
I’m very been using PayPal for many years and have always found it to be reliable and customer focussed. Friendly staff and a great service all round. I’ve never experienced PayPal to go down in all my years of using it. I had a case of fraudulant use on my credit card and PayPal helped me and the Police to capture the crooks. I use PayPal as a safety net on my online shopping and it gives me an extra layer of protection. I love PayPal. Reviewed on: 9th June 2026

Available 24/7, inc 3 Pym't option.

5
Service available 24/7, usally with 3 payment option, which makes spreading the cost much easier, with no cost to me. A around great service. Reviewed on: 9th June 2026

Great service always quick and easy ways to pay for...

5
Great service always quick and easy ways to pay for stuff Reviewed on: 9th June 2026

Very convenient

5
I find using pay in 3 very convenient if I have a large bill to pay and money is tight one month it means I can spread the cost Reviewed on: 9th June 2026

I had a situation with a service i paid for and neve...

5
I had a situation with a service i paid for and never received and paypal helped me to get my funds back in no time Reviewed on: 9th June 2026

Trustworthy, reliable.

5
Trustworthy, reliable. Easy hassle free way to spread the cost. Reviewed on: 9th June 2026

Great at protecting your details

5
Great at protecting your card details of online retailers websites. Gives price of mind and extra protection. Reviewed on: 9th June 2026

I've had a great experience using PayPal Pay in 3.

5
I've had a great experience using PayPal Pay in 3. It's simple to set up, the payments are spread out into manageable instalments, and there are no surprises with hidden fees when payments are made on time. The app makes it easy to track upcoming payments, and the approval process is quick and straightforward. It's been a convenient way to budget larger purchases without putting everything on a credit card Reviewed on: 9th June 2026

Great app

5
Love the simplicity of the app. Makes payments feel safe and secure! Reviewed on: 9th June 2026

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