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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98654 reviews)

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4.76

Based on 98,602 reviews, last reviewed 12th Jul 2026

508% increase in 5 star reviews

in the past 90 days

490% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love PayPal and how easy it is to split payments x3... Love PayPal and how easy it is to split payments x3 (no interest!) However my main reason for using PayPal is that I know my purchase is covered from ... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

Most times I’m unable to use Pay in 3 Most times I’m unable to use Pay in 3 Reviewed on: 12th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (98671)

Perfect PayPal Protection

PayPal is simple to use and on certain items over £50 it offers a pay in three instalments at no extra cost. If you see an entry of an amount that you don't recognise then PayPal will investigate and often obtain a refund. Reviewed on: 8th June 2026

First time was great

First time was great. Used it with no issues. The next time the option came up, I selected it, they weren't able to proceed and no explanation was given as to why Reviewed on: 8th June 2026

The best payment method for all transactions

PayPal is a safe platform and you have a multitude of payment methods that suit your requirements and with PayPal plus it’s even easier and great value for money Reviewed on: 8th June 2026

Deal time

I wanted to take advantage of a limited time deal on an item but didn’t have enough funds to cover it all. PayPal Pay in 3 allowed me to bank the deal and spread the cost without penalty. Reviewed on: 8th June 2026

Paying for items in 3 parts

I purchased theatre tickets with option to pay in three parts. This was a good way to buy something over time. When the next payment was due PayPal was clear and informative in advising when money would leave my account. I would use this service again. Reviewed on: 8th June 2026

Very easy and simple.

Very easy and simple. Also good you can pay it off early too! Reviewed on: 8th June 2026

Easy to use, come in handy.

Easy to use, come in handy. Reliable and give you a sense of protection without minwyb Reviewed on: 8th June 2026

Excellent service five star experience

Excellent service five star experience Reviewed on: 8th June 2026

Spreading the cost!

This is a very practical way of spreading the cost across a period of time. It makes it more affordable to buy products that would otherwise be too much based on cash flow. Reviewed on: 8th June 2026

Very good UX.

Very good UX. Easy to execute actions. Good value for money Reviewed on: 8th June 2026

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