Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94927 reviews)

View other PayPal products

4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (94937)

Great experience

Always a great experience and easy to use and the new bonus points is a great feature and makes you want to use it more Reviewed on: 29th May 2026

Very convienient but

Very convienient but No one to talk to. Disputez should be actioned not wait on supplier recurring charges should always need approval Reviewed on: 29th May 2026

Using this service is easy and fast way to pay.

Using this service is easy and fast way to pay. Reviewed on: 29th May 2026

Just never had any problems dealing with PayPal when...

Just never had any problems dealing with PayPal when I have had an issue Reviewed on: 29th May 2026

Love pay in 3 option makes it easier at Christmas...

Love pay in 3 option makes it easier at Christmas etc Reviewed on: 29th May 2026

An excellent option for our family!

An excellent option for our family to enjoy our purchases earlier. We don't need to wait and save or clean out our account. We can spread the cost across three months interest free! From holidays to experiences it's a great option for us to take advantage of! Reviewed on: 29th May 2026

Pay in 3 is a lifesaver

Paypal Pay in 3 is very handy and has allowed me to buy things I wouldn't be able to buy in one go. It's simple , easy and everything about your payments and when they are going to come out is clear. Reviewed on: 29th May 2026

I don’t have anything to say I use pay pal for my co...

I don’t have anything to say I use pay pal for my cosplay parts and I haven’t had any issues Reviewed on: 29th May 2026

Good and easy to use very very good

Good and easy to use , accessible and there when needed Reviewed on: 29th May 2026

Hassle free and makes payments seamless.

Hassle free and makes payments seamless. Very convenient and reliable. Reviewed on: 29th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

next 3step
from Next 4.18 from 5 reviews
Buy now pay later
from Payl8r 4.81 from 4218 reviews
Buy Now Pay Later
from Klarna 4.40 from 561 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 172135 reviews
Payments
from PayPal 4.70 from 3835 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub