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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (48536 reviews)

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4.93

Based on 48,536 reviews, last reviewed 9th May 2026

2470200% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Used PayPal for many years and is my go to for an ea... Used PayPal for many years and is my go to for an easy checkout experience. Reviewed on: 9th May 2026

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48536)

Excellent consumer service.

Excellent consumer service. I use paypal whenever i can online. Reviewed on: 22nd May 2024

Convenient and easy to use.

Convenient and easy to use. Great option for small purchases and a good alternative to using a credit card. Reviewed on: 22nd May 2024

Ability to manage finances better

Paying in 3 has assisted me in managing my finances better by spreading the cost over 3 months. Reviewed on: 22nd May 2024

PayPal is easy to use, convenient and safe.

PayPal is easy to use, convenient and safe. They resolve issues quickly. Love that there are several different ways to pay for your items such as pay in 3, I use often. Reviewed on: 22nd May 2024

Manageable, paypal has helped me manage my life.

Manageable, paypal has helped me manage my life. Reviewed on: 22nd May 2024

Very easy to use and brilliant as there is no additi...

Very easy to use and brilliant as there is no additional interest when using pay in 3 Reviewed on: 22nd May 2024

I use pay in 3 often to split up larger purchases, w...

I use pay in 3 often to split up larger purchases, which usually means I can get gold of something without saving up for it first. Never had any issues using it, never been rejected and the few times something went wrong, it was easy to sort out. Reviewed on: 22nd May 2024

Buy now pay no extra

The interest free is brilliant buying over 2-3 years with no interest meant I could afford to buy Reviewed on: 22nd May 2024

Paypal has been a very effective and efficient means...

Paypal has been a very effective and efficient means of payment and management of my money. Reviewed on: 22nd May 2024

Excellent

I think the whole PayPal system is great Reviewed on: 22nd May 2024

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