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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (47995 reviews)

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4.93

Based on 47,995 reviews, last reviewed 8th May 2026

2420100% increase in 5 star reviews

in the past 90 days

4700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I absolutely love paypal I use it very often, it's b... I absolutely love paypal I use it very often, it's brilliant! Reviewed on: 8th May 2026

Latest lowest rating:

2

I use to use pay in 3, never missed a payment and th... I use to use pay in 3, never missed a payment and then it just stopped me from being able to access the pay in 3 method Reviewed on: 8th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (47995)

PayPal is safe and reliable.

PayPal is safe and reliable..i use it for every online purchase! Reviewed on: 19th May 2024

Mixed Experiences

Have had mixed experience of Pay in 3, sometimes when I needed it, it wasn't available so had to cancel the payment as I didn't have full funds to pay, other than that it's been OK. Reviewed on: 19th May 2024

Best way to pay.

Using Paypal Pay in 3 for a good 4 years now and it made me a lot easier to handle my money, highly recommend using it, since there are no interest involved, like any other credit, most useful thing out there. Reviewed on: 19th May 2024

Gives you longer to pay for items which is a great i...

Gives you longer to pay for items which is a great idea when buying and budgeting Reviewed on: 19th May 2024

Easy to use for bigger items for me to spread the co...

Easy to use for bigger items for me to spread the cost over 3 easy pays without paying interest Reviewed on: 19th May 2024

Everything has been really simple

Everything has been really simple, No issues and easy to pass money to friends or purchase anything. Only gripe is the lack of info when money comes from your bank account leaves me a little confused what subscription is which when looking at my bank Reviewed on: 19th May 2024

Love using PayPal to treat myself to expenditures no...

Love using PayPal to treat myself to expenditures not in my budget. So handy. Reviewed on: 19th May 2024

Perfect for larger purchases

Pay in 3 is ideal for spreading the cost of larger purchases with zero interest Reviewed on: 19th May 2024

Excellent experience, helps you plan family budget.

Excellent experience, helps you plan family budget. Reviewed on: 19th May 2024

A false suspicious pay in 3 payment (now refunded)

Well they blocked one of my payments through AliExpress calling it a ‘suspicious transaction’. Really it was me trying to do pay in three for the first time on AliExpress so they flagged it for no reason. Didn’t have access to MY OWN MONEY for days and they said they couldn’t do anything about it and that I just had to be patient and wait for them to refund it back. I had to cancel my whole order and wait seven days I believe to get it back. Ridiculous and I had to speak to several people on PayPal customer service to even get to that point in the first place. One was even so rude as to cut me off of the call. Customer service is rude and have no care about the people they are taking money from. Reviewed on: 19th May 2024

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