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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79304 reviews)

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4.76

Based on 79,202 reviews, last reviewed 3rd Jul 2026

5358200% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great idea well executed! Pay in 3 is an excellent way of splitting the cost of things. I paid €1300 for an apartment over 3 months and it really helped my finances. Another ti... Read more Reviewed on: 3rd July 2026

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (79305)

PayPal made my purchase simple.

PayPal made my purchase simple. Easy to buy, pay in three phase and helped in getting refund. International purchase order made possible for no fear of dispute Reviewed on: 7th April 2026

PayPal / Reliable, Convenient, but With Room to Impr...

PayPal / Reliable, Convenient, but With Room to Improve. Having used PayPal for several years — both for personal purchases and freelance business payments — I can confidently say it remains one of the most trusted and versatile digital payment platforms available today. What I Love The sheer convenience is unmatched. Sending and receiving money takes seconds, and the buyer protection feature has genuinely saved me on a couple of occasions when orders didn't arrive as described. Linking multiple bank accounts and credit cards is seamless, and the interface is clean and easy to navigate on both desktop and mobile. For freelancers and small business owners, getting paid internationally in multiple currencies is a huge plus — something that used to require a bank visit now happens instantly. Standout Features PayPal's buyer and seller protection policies give real peace of mind. The "Pay Later" option (Buy Now, Pay Later) is flexible and useful for larger purchases. Two-factor authentication and fraud monitoring also make it one of the more secure platforms I've used. The Drawbacks No review would be complete without honesty. The transaction fees — especially for international transfers and currency conversions — can add up quickly and feel steep for frequent users. Customer service, while improved, can still be slow and frustrating when disputes arise. There have also been occasional account holds that, while meant to protect users, can be disruptive for sellers relying on quick access to funds. Bottom Line PayPal is a mature, well-established platform that genuinely delivers on convenience, security, and global reach. The fees are its biggest weakness, but for the reliability and protection it offers, most users will find it worth it. Whether you're shopping online, paying a contractor, or running a small shop — PayPal gets the job done. Reviewed on: 7th April 2026

Easy to use customer service great when I had to con...

Easy to use customer service great when I had to contact them Reviewed on: 7th April 2026

Smart and Efficient service Great at problem solving

Very efficient service for making payments Pay in 3 is especially useful as you can spread the cost interest free When something goes wrong with purchase customer service is extremely efficient at sorting everything out Staff are friendly, polite and efficient and keep you informed I am a big fan of PayPal Reviewed on: 7th April 2026

Paypal everyone's friend

Paypal provides excellent financial and communication services. I always use their services even as third party rather than through my bank account as I feel safer. PayPal pay in 3 gives that more time to pay for large purchases with no added interest. Reviewed on: 7th April 2026

I had excellent experience with PayPal services

I had excellent experience with PayPal services Reviewed on: 7th April 2026

It’s so easy to use, and customer service is always...

It’s so easy to use, and customer service is always 10/10. Reviewed on: 7th April 2026

Love love shopping and using pay pal .

Love shopping and using pay pal . Reviewed on: 7th April 2026

Brilliant

Brilliant trust worthy safe and secure Reviewed on: 7th April 2026

Easy to use and helps with my budgeting.

Easy to use and helps with my budgeting. Purchases are planned, hence one don’t miss out on a good deal. Reviewed on: 7th April 2026

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