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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79291 reviews)

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4.76

Based on 79,202 reviews, last reviewed 3rd Jul 2026

5358200% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great idea well executed! Pay in 3 is an excellent way of splitting the cost of things. I paid €1300 for an apartment over 3 months and it really helped my finances. Another ti... Read more Reviewed on: 3rd July 2026

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (79291)

Like twice that I contacted customer service they a...

Like twice that I contacted customer service they are always professional and their empathy is the best Reviewed on: 7th April 2026

Super easy to use and the user interface is easy to...

Super easy to use and the user interface is easy to understand Reviewed on: 7th April 2026

It’s ok but it’s gotten really expensive

It’s ok but it’s gotten really expensive Reviewed on: 7th April 2026

Always easy to use and at help when you don’t want t...

Always easy to use and at help when you don’t want to pay all in one go. And always at hand when you want to test new products you don’t trust and don’t want to invest all at once Reviewed on: 7th April 2026

Payments need to be quicker processed

Payments need to be quicker processed Reviewed on: 7th April 2026

PayPal is ideal for online buying

PayPal was easy to setup when I got it, same goes with PayPal Credit & Pay in 3, I understood everything I needed to know and appreciated the heads up when the Pay in 3 payments were due. Reviewed on: 7th April 2026

PayPal is really helpful and convenient to use.

PayPal is really helpful and convenient to use. Setting up an account was quick and straightforward, and everything is easy to navigate, even if you’re not very tech-savvy. Sending and receiving money is simple and fast, and I like how everything is clearly organised in one place. It’s made online payments much easier and more secure for me. Overall, a very user-friendly and reliable service that I’d definitely recommend. Reviewed on: 7th April 2026

Paypal means Safety

i trust Paypal . whenever I purchase anything I know they have my back. Paypal maked me feel safe Reviewed on: 7th April 2026

I have been using PayPal for years, it feels safe...

I have been using PayPal for years, it feels safe Reviewed on: 7th April 2026

Brilliant customer service

Always been super helpful whenever I’ve needed to speak to an agent they’ve always been friendly and help ease my mind about a payment I’ve been worried about. Have been a customer for over 10 years now and never had any issues and prefer to use PayPal for all my online orders Reviewed on: 7th April 2026

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