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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (76888 reviews)

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4.76

Based on 76,785 reviews, last reviewed 27th Jun 2026

5128500% increase in 5 star reviews

in the past 90 days

9500% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Secure and reliable I use PayPal for online shopping as it is secure and also let's me split my payments across several months. Reviewed on: 27th June 2026

Latest lowest rating:

1

It is really helpful to pay in 3 It is really helpful to pay in 3 Reviewed on: 27th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (76888)

When used, it always worked very well.

When used, it always worked very well. I have had no problems' with any transactions and buys Reviewed on: 6th April 2026

I use the app it is so easy, no problems

I use the app it is so easy, no problems Reviewed on: 6th April 2026

When to make payment it's secure and quick.

When to make payment it's secure and quick. When I want to pay in free installments it's without charge. I found it excellent. When I get refund it is fast. Reviewed on: 6th April 2026

never had anything go wrong with using PayPal always...

never had anything go wrong with using PayPal always been good Reviewed on: 6th April 2026

Yay! I might get paid for this review!

I was asked to vote for PayPal as "Best Retail Finance Provider" for a chance to win £1000. Seems a bit like a bribe. They set up a late payment trap whereby they'll make no real effort to warn you of an overdue payment and charge you a horrendous fee when inevitably you miss the 1 email among the hundreds we all receive. Will they text you? No. Phone you? No. Just slap the fee on. Reviewed on: 6th April 2026

I only ever use pay in 3

I never really use credit but I've needed a couple of things lately whilst on sale so I thought we'll I use PayPal all the time I may as well take up their offer to pay in 3 and so knowing it's no interest I did exactly that and bought a few things. One was a pair of roller skates that were to much for me to buy but as there was the option to buy in 3 I went ahead and ordered them. They are the best company I've ever used and would never feel safe to buy online. Reviewed on: 6th April 2026

Easy use, like the interest free options.

Easy use, like the interest free options. Clear information and the customer service is good and helpful. Feels safe and secure. Reviewed on: 6th April 2026

Cash flow

I bought a laptop it made sense to spread the cost Reviewed on: 6th April 2026

A fantastically flexible payment option...

This service is fantastic as it offers flexibility in how I pay for products, all of my purchases so far have been within the pre-approval threshold so I know without question that I can spread the cost and I can repay early without fees or penalties - it's, by far, my favourite way to pay for low-to-mid price products Reviewed on: 6th April 2026

Never a bad experience.

Never a bad experience. Always notice when a payment is due. Reviewed on: 6th April 2026

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