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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79262 reviews)

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4.76

Based on 79,202 reviews, last reviewed 3rd Jul 2026

5358200% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great idea well executed! Pay in 3 is an excellent way of splitting the cost of things. I paid €1300 for an apartment over 3 months and it really helped my finances. Another ti... Read more Reviewed on: 3rd July 2026

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (79262)

I use pay in 3 all the time.

I use pay in 3 all the time. Good way to split large payment. Reviewed on: 17th June 2024

GREAT PAYPAL

This service has really helped me to make vital purchases at times when my bank balance needed support! This is the only form of credit that i will do- it is manageable. Reviewed on: 17th June 2024

Good easy experience.

Good easy experience. Never had any issues Reviewed on: 17th June 2024

Easy to use, efficient service, allows me to buy wha...

Easy to use, efficient service, allows me to buy what I need while spreading the cost Reviewed on: 17th June 2024

I trust the company to handle my details and it’s so...

I trust the company to handle my details and it’s soo convenient when making purchases online and can spread the cost when making bigger purchases. Reviewed on: 17th June 2024

Helpful, easy and trustworthy

The option to pay in 3 instalments is very helpful. I regularly use it for large payments and my other half has also started to use this option for larger purchases. I trust paypal so I know it’s a safe option for a payment plan Reviewed on: 17th June 2024

Very easy, so quick to use.

Very easy, so quick to use. Tell everyone about it Reviewed on: 17th June 2024

Pay in 3 and make life easier

Pay in 3 is a great idea to help fund items and make costs more manageable for individuals and families. I have used this for both essential items and presents and it’s enabled me to make purchases easier Reviewed on: 17th June 2024

Helped with budgeting

I have struggled to buy things for my teenage children but with the pay in 3 and budgeting, I have been able to satisfy my kids and also not get into debt. Thank you PayPal for this initiative. Reviewed on: 17th June 2024

A great service to utilise when wishing to spread costs

A great service to utilise when you’re wishing to spread the cost over 3 months interest free. Everything I’ve applied for has always been accepted by PayPal Pay in 3 and if you choose to you can also make an early repayment with no penalty. Would definitely recommend to friends and family to use! Reviewed on: 17th June 2024

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