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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79279 reviews)

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4.76

Based on 79,202 reviews, last reviewed 3rd Jul 2026

5358200% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great idea well executed! Pay in 3 is an excellent way of splitting the cost of things. I paid €1300 for an apartment over 3 months and it really helped my finances. Another ti... Read more Reviewed on: 3rd July 2026

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (79279)

Used pay in 3 multiple times.

Used pay in 3 multiple times. Never had any issues. Easy to split a bigger purchase into no interest smaller installments. Would highly recommend. Wish all online retailers would allow to use it. Reviewed on: 17th June 2024

Easy way to budget..

Easy way to budget when need an emergency white goods lurchase Reviewed on: 17th June 2024

Always had my back when product didn't meet expectat...

Always had my back when product didn't meet expectations Reviewed on: 17th June 2024

It makes your finances go further and purchase goods...

It makes your finances go further and purchase goods over a few months which may not be possible if paying all in full. Very good idea and fully supportive of it! PayPal continue to help and support it's customers coming up with ways to make your money go further. Reviewed on: 17th June 2024

Quick and easy to use.

Quick and easy to use. Set up and forget. Reviewed on: 17th June 2024

I’ve never had a single issue with PayPal.

I’ve never had a single issue with PayPal. It’s quick, efficient and secure. I always feel safe on a website if they accept PayPal Reviewed on: 17th June 2024

Very convenient & flexible & makes it possible to ma...

Very convenient & flexible & makes it possible to make more expensive purchases Reviewed on: 17th June 2024

I use pay in 3 all the time.

I use pay in 3 all the time. Good way to split large payment. Reviewed on: 17th June 2024

GREAT PAYPAL

This service has really helped me to make vital purchases at times when my bank balance needed support! This is the only form of credit that i will do- it is manageable. Reviewed on: 17th June 2024

Good easy experience.

Good easy experience. Never had any issues Reviewed on: 17th June 2024

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