Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 85,182 reviews, last reviewed 7th Jul 2026
447% increase in 5 star reviews
in the past 90 days
435% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026
Lee H's avatar
Lee H

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026
Scott B's avatar
Scott B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (87197)

No problems with this service at all

5
No problems with this service at all Reviewed on: 7th April 2026

Affordable repayments and credit options

5
We are young family on a low income PayPal made by t possible for us to purchase items we would normally wouldn’t able to afford it by spreading the payment in 3 0% purchase ones Reviewed on: 7th April 2026

seamless, no need to go anywhere else

5
seamless, no need to go anywhere else Reviewed on: 7th April 2026

Flexibility

5
Paypal is easy to use, i like having the flexibility of how i want to manage payments. The app is clear & straightforward. Reviewed on: 7th April 2026

Great using paypal

5
It is quite straight forward using paypal. Reviewed on: 7th April 2026

Great for dinosaur electrowallets

5
I've used PayPal for quite a few years now and I'm pleased to state it has been an effortless and seamless journey. It does what it says in the card, and more. I've had a couple of minor problems, as the system matured, and the support has been spot on. Even at dinosaur age I'm still using it to great effect. A really useful tool to have in your electrowallet. Reviewed on: 7th April 2026

Spread the payments

5
Shoes are expensive these days so to be able to spread the payments over 3 months is very affordable and convenient. Reviewed on: 7th April 2026

Amazing service best i have ever experienced

5
Amazing service best i have ever experienced Reviewed on: 7th April 2026

Innovative and customer focused

5
Been an absolute lifesaver this company. Gives customers a way to pay for things that they might struggle to do otherwise. They have interest free options like pay in 3 which is fantastic. Now they even have a physical card you can use. Always trying to be the best option out there. Thank you PayPal Reviewed on: 7th April 2026

I like PayPal convenient payment

5
I like PayPal convenient payment Reviewed on: 7th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 168131 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3809 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 115 reviews
    PayPal
    View all products