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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (87020 reviews)

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4.76

Based on 85,182 reviews, last reviewed 7th Jul 2026

447% increase in 5 star reviews

in the past 90 days

435% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (87033)

Paypal Thumbs up

I use PayPal regularly so I get as much use out of it as possible . I used it to secure my concert tickets , to buy items I want but also to receive or send money . It’s a very helpful tool to have Reviewed on: 7th April 2026

very convenient way of spreading money across...

It is very convenient way of spreading money across an item so that it is not a huge chunk going out at once. It seems trustworthy and safe and I can rely on PayPal to feel secure with my purchases. I enjoy that it can be used across most retailers such as EBay. Reviewed on: 7th April 2026

Straightforward experience

PayPal in 3 is really easy to use and it helps us with our household cash flow to manage payments in instalments which are more affordable. It is a very straightforward application each time without the hassle of having a credit card and constant finance checks. Reviewed on: 7th April 2026

Excellent service.

Excellent service. You always get informed of the payment plan and email notifications when the next installment is due. It's my go to for pay in 3. Reviewed on: 7th April 2026

Always the best.

Always the best. Couldn’t ask for more Reviewed on: 7th April 2026

The PayPal pay in 3 is easy to use

The PayPal pay in 3 is easy to use Reviewed on: 7th April 2026

A great way to spread the costs

A great way to spread the costs over 3 months, interest free. If you can manage your finances this is such an easy way to pay Reviewed on: 7th April 2026

They are very great in responding.

They are very great in responding. They will increase credit limit based on your income and current expenditure as well as your credit score and worthiness Reviewed on: 7th April 2026

I have been with Paypal for many years I have found...

I have been with Paypal for many years I have found them fair and helpful with any descriptancies with companies, if something does not turn up, they will try and return your money. Good company to be part of. Irene Reviewed on: 7th April 2026

Easy to use

Easy to use, limited interactions bit always foind the answer to my queries Reviewed on: 7th April 2026

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