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PayPal: Pay in 3 reviews

4.76
Based on 85,182 reviews, last reviewed 7th Jul 2026
447% increase in 5 star reviews
in the past 90 days
435% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026
Lee H's avatar
Lee H

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026
Scott B's avatar
Scott B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (91370)

PayPal is the best

5
I’ve been with PayPal for more than 20 years, and they continue to be the gold standard for online payments. I have never faced a single problem in all that time. Truly the best experience I’ve had with any financial platform Reviewed on: 7th April 2026

I’ve been really enjoying using PayPal as my main card.

5
I’ve been really enjoying using PayPal as my main card. The rewards are excellent, and I’m genuinely happy with the value they offer. On top of that, both the app and the website are very easy to use, making managing everything simple and convenient. Overall, a great experience so far. Reviewed on: 7th April 2026

Easy to use and very convenient.

5
Easy to use and very convenient. Very useful for splitting costs and friends and also spreading the cost. Reviewed on: 7th April 2026

Very straightforward can pay early if u want

5
Very straightforward can pay early if u want Reviewed on: 7th April 2026

Easy and reliable.

5
Easy and reliable. Never an issue Reviewed on: 7th April 2026

Easy and quick.

5
Easy and quick. No hassle and clear with all details. Reviewed on: 7th April 2026

Always reliable and fast service even when abroad I...

5
Always reliable and fast service even when abroad I was able to get help straight away over the phone Reviewed on: 7th April 2026

Easy to track payments

5
Clear info easy to see your spending. Like being rewarded for spending money. Reviewed on: 7th April 2026

Perfect Pay in 3

4
Always had a good experience, and adjustments to purchases are always rectified in balance timely Reviewed on: 7th April 2026

The PAYPAL pay in 3 option.

4
The pay in 3 is a useful tool enabling offset payments when it is not always convenient to find a larger sum at times when there are other calls on your finances Reviewed on: 7th April 2026

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