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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (96377 reviews)

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4.76

Based on 96,274 reviews, last reviewed 9th Jul 2026

505% increase in 5 star reviews

in the past 90 days

455% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I pay with PayPal very often. I pay with PayPal very often. Everything is always fine. Reviewed on: 9th July 2026

Latest lowest rating:

2

You wouldn't allow me to take out a buy now pay 3 mo... You wouldn't allow me to take out a buy now pay 3 months later so the customer service I've had has been very poor when I have an excellent credit sco... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (96384)

I really like this service because it allows me flex...

I really like this service because it allows me flexibility to pay for items with ease. It's really seamless and you typically get approved within minutes. Payments are taken out on the same day each month from the exact day you paid the first instalment. Another great benefit is that it's interest free. Reviewed on: 19th April 2026

Always had a good experience in general, only ever n...

Always had a good experience in general, only ever needed to be refunded a couple of times for past payments that didn't work out, but on those occasions it was simple and trouble free Reviewed on: 19th April 2026

I have used Pay in 3 many times this has helped me m...

I have used Pay in 3 many times this has helped me many many times on a budget because this is mainly due to my health and well-being this is why this is priceless I'm very thankful paying three is a thing with PayPal Reviewed on: 19th April 2026

Love PayPal customer service, issues always resolved...

Love PayPal customer service, issues always resolved everytime I contact them Reviewed on: 19th April 2026

Never had any problem with payments or credits durin...

Never had any problem with payments or credits during a transaction. The payment in 3 is exceptional and helps to spread the cost without any additional interest. Reviewed on: 19th April 2026

Great options

It's really easy to use and has great options for paying monthly installments. Reviewed on: 19th April 2026

Good safe and reliable ok

Good safe and reliable used a few times with online purchases Reviewed on: 19th April 2026

t, Widely Trusted Payments

Very easy to use Setting up an account is quick, and sending or receiving money is straightforward. You just need an email address or phone number. 2. Widely accepted It’s supported by millions of online stores, marketplaces, and freelancers worldwide, making it extremely versatile. 3. Buyer protection One of its biggest strengths is the refund/dispute system. If an item doesn’t arrive or isn’t as described, PayPal often sides with the buyer after review. 4. No need to share card details You can pay without exposing your debit/credit card information to every website, which many people see as a security advantage. Reviewed on: 19th April 2026

Pay in 3 was an easy, trustworthy way for me to spli...

Pay in 3 was an easy, trustworthy way for me to split a payment when this was helpful to me. It's a service which adds real value to the great service Paypal offers already. Reviewed on: 19th April 2026

Short Review

I’ve had a generally positive experience using Pay in 3. The option to split payments into manageable instalments makes budgeting much easier, especially for larger purchases. The process is usually quick and straightforward, and I appreciate the clear breakdown of payment dates and amounts. Reviewed on: 19th April 2026

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